DKV Globality S.A.

DKV Globality is the international health insurer with a special focus on expatriates – people who study, live or work abroad. As a member of Munich Health with more than 5,000 experts at 26 locations worldwide we offer innovative healthcare solutions for clients and partners all over the world. As an integral part of the Munich Re Group, we give you the financial strength and security of one of the world’s leading insurers and reinsurers. Following our philosophy of “Outstanding care for outstanding people” we offer excellent care, safety and service all over the world. Internationally operating companies and their expatriate staff as well as individuals and their families place their trust in 80 years of experience in the healthcare market now concentrated in one focused organization.


With Globality CoGenio® and Globality YouGenio® we offer flexible underwriting solutions, high-level products with comprehensive outpatient, inpatient and dental insurance cover and market leading services around the globe. DKV Globality is committed to providing its partners and intermediaries with flexible products, comprehensive cover, superior technical services and the competence of a world-class international network of assistance and service partners. Your client’s health is always in good hands, no matter where they are.


PRODUCT PORTFOLIO
Globality CoGenio® –Outstanding care for outstanding employees
Flexible and modular insurance solutions for internationally operating companies with comprehensive benefits (for inpatient, outpatient and dental treatment), as well as special assistance services.
Seamless cover of the global workforce: Easy handling across borders, global cost containment, detailed management reporting and key accounting.
Pre-existing medical conditions covered
No waiting periods for pregnancy, childbirth or dental treatment
No maximum age restrictions
Flexible payment methods without surcharges
Double financial benefits for all plans that include the USA
Scopes of cover: Classic, Plus, Top with a wide range of deductibles

Globality CoGenio® Business Travel – Comprehensive health insurance cover on business trips
High-class private health insurance for short-term business travel for all employees of the policyholder, its subsidiaries and affiliates, who temporarily reside in a foreign country for business reasons as an additional option to Globality CoGenio®. Simple and smooth business travel processes: the customer simply purchases a number of travel days per year which he can then use at his discretion, with no need to register the individual travellers.
Outpatient, inpatient and dental treatments by licensed doctors worldwide, as well as evacuation and repatriation costs
No qualifying periods, no maximum annual aggregate limits, no co-payments
Validity period of 90 days per trip, with a possible extension of up to 180 days

Globality YouGenio® – Individual care in a globalised world
Private health insurance for individuals and their families who reside abroad for at least three months. Optimum outpatient, inpatient and dental cover throughout the world, comprehensive advice and best possible organisational support in case of illness.
Pre-existing medical conditions covered after risk assessment
No minimum or maximum age restrictions
Cover for chronic conditions
Scopes of cover: Classic, Plus, Top with a wide range of deductibles