Home > CIGNA HealthCare UK - Parent Plan

CIGNA HealthCare UK - Parent Plan

Parent Plan is a comprehensive healthcare plan designed with the needs of families in mind providing fast effective treatment where, and most importantly, at a time that is convenient. Recognising the disruption that illness can cause, Parent Plan also provides a unique cash sum to help pay for the hidden costs of being ill.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Paid in full (up to CIGNA fee schedule limits)
Surgeon / Consultant / Specialist & Anaesthetists fees
	Paid in full (up to CIGNA fee schedule limits)
Physicians fees & diagnostic tests
	Paid in full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Paid in full
Psychiatric treatment
	Up to £10,000 pa (combined with out-patient treatment)
Six week option
	Not available
Key Facts - Out-patient Charges
Complementary medicine
	Paid in full
Diagnostic tests (excluding scans)
	Paid in full
GP referred consultations
	Paid in full
Physiotherapy consultant referred
	Paid in full
Physiotherapy GP referred
	Paid in full
Psychiatric cover
	Up to £10,000 pa (combined with in-patient treatment)
Radiotherapy / Chemotherapy
	Paid in full
Scans - MRI / CT / PET
	Paid in full
Surgical Procedures
	Paid in full to the limits in the CIGNA Fee Schedule
Key Facts - Additional Benefits
NHS cash benefit
	£50 per night
Nursing at home
	Paid in full
Parental accommodation
	Paid in full (child up to age 12)
Private ambulance
	£200 pa
Additional Benefits
Alcohol & drug abuse
	The only payment we will make for addictions and alcoholism are to cover diagnosis and the first time the patient is treated for the condition. (For full details, please refer to our terms and conditions)
Annual maximum limit
	No annual maximum
Children covered
	Up to 21 or 25 if still full-time education
Chiropractors & Osteopaths
	Paid in full
Dental treatment
	Oral surgery covered
Hospice donation
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	Maximum of 3 months in any one year (up to UK limits)
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Not covered unless an acute medical condition interferes with it
Transplants
	Not covered

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Paid in full (up to CIGNA fee schedule limits)

Surgeon / Consultant / Specialist & Anaesthetists fees

Paid in full (up to CIGNA fee schedule limits)

Physicians fees & diagnostic tests

Paid in full

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Paid in full

Psychiatric treatment

Up to £10,000 pa (combined with out-patient treatment)

Six week option

Not available

Key Facts - Out-patient Charges

Complementary medicine

Paid in full

Diagnostic tests (excluding scans)

Paid in full

GP referred consultations

Paid in full

Physiotherapy consultant referred

Paid in full

Physiotherapy GP referred

Paid in full

Psychiatric cover

Up to £10,000 pa (combined with in-patient treatment)

Radiotherapy / Chemotherapy

Paid in full

Scans - MRI / CT / PET

Paid in full

Surgical Procedures

Paid in full to the limits in the CIGNA Fee Schedule

Key Facts - Additional Benefits

NHS cash benefit

£50 per night

Nursing at home

Paid in full

Parental accommodation

Paid in full (child up to age 12)

Private ambulance

£200 pa

Additional Benefits

Alcohol & drug abuse

The only payment we will make for addictions and alcoholism are to cover diagnosis and the first time the patient is treated for the condition. (For full details, please refer to our terms and conditions)

Annual maximum limit

No annual maximum

Children covered

Up to 21 or 25 if still full-time education

Chiropractors & Osteopaths

Paid in full

Dental treatment

Oral surgery covered

Hospice donation

Not covered

Infertility investigations

Not covered

Maternity cash benefit

Not covered

Optional cash benefit

Not covered

Out of pocket expenses

Not covered

Overseas cover

Maximum of 3 months in any one year (up to UK limits)

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Not covered unless an acute medical condition interferes with it

Transplants

Not covered


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