Home > The Exeter - Shared Care

The Exeter - Shared Care

No longer available to new business customers

Shared Care is a modular product with a core option covering in-patient and day-patient treatment. Options A and B can be added to the core product for out-patient treatment and additional benefits (such as complementary treatment, private ambulance etc).

Policyholders opt for 10%, 25% or 50% co-payment levels. The policyholder is responsible for their share of eligible treatment costs up to a maximum of £2,000 for a 10% co-payment option, £5,000 for a 25% co-payment option and £10,000 foir a 50% co-payment option.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Fully shared payment (for 10%, 25% or 50% co-payment chosen).
Surgeon / Consultant / Specialist & Anaesthetists fees
	Fully shared payment (for 10%, 25% or 50% co-payment chosen).
Physicians fees & diagnostic tests
	Fully shared payment (for 10%, 25% or 50% co-payment chosen).
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Oncology benefit = £15,000 pa
	Oncology benefit = £25,000 pa
Psychiatric treatment
	Not covered
Key Facts - Out-patient Charges
Complementary medicine
	Available if Option B selected - £300 pa complementary therapy benefit (shared payment)
Diagnostic tests (excluding scans)
	Available if Option A selected. Fully shared payment (for 10%, 25% or 50% co-payment chosen)
GP referred consultations
	Available if Option A selected. Fully shared payment (for 10%, 25% or 50% co-payment chosen)
Physiotherapy consultant referred
	Available if Option B selected - £300 pa complementary therapy benefit (shared payment)
Physiotherapy GP referred
	Available if Option B selected - £300 pa complementary therapy benefit (shared payment)
Psychiatric cover
	Not covered
Radiotherapy / Chemotherapy
	Oncology benefit = £15,000 pa
	Oncology benefit = £25,000 pa
Scans - MRI / CT / PET
	Available if Option A selected. Fully shared payment (for 10%, 25% or 50% co-payment chosen)
Surgical Procedures
	Fully shared payment (for 10%, 25% or 50% co-payment chosen) for out-patient surgery.
Key Facts - Additional Benefits
NHS cash benefit
	Not covered
Nursing at home
	Available if Option B selected - £500 pa shared payment
Parental accommodation
	Not covered
Private ambulance
	Available if Option B selected - £300 pa shared payment
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	21 years of age
Chiropractors & Osteopaths
	Available if Option B selected - £300 pa complementary therapy benefit (shared payment)
Dental treatment
	Not covered
Hospice donation
	£250 per year (if the patient requires admission for care)
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	Fully shared payment for in-patient treatment and day-patient treatment in EEA countries (European Economic Area).
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Not covered
Transplants
	Not covered
Other benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Fully shared payment (for 10%, 25% or 50% co-payment chosen).

Surgeon / Consultant / Specialist & Anaesthetists fees

Fully shared payment (for 10%, 25% or 50% co-payment chosen).

Physicians fees & diagnostic tests

Fully shared payment (for 10%, 25% or 50% co-payment chosen).

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Oncology benefit = £15,000 pa

Oncology benefit = £25,000 pa

Psychiatric treatment

Not covered

Key Facts - Out-patient Charges

Complementary medicine

Available if Option B selected - £300 pa complementary therapy benefit (shared payment)

Diagnostic tests (excluding scans)

Available if Option A selected. Fully shared payment (for 10%, 25% or 50% co-payment chosen)

GP referred consultations

Available if Option A selected. Fully shared payment (for 10%, 25% or 50% co-payment chosen)

Physiotherapy consultant referred

Available if Option B selected - £300 pa complementary therapy benefit (shared payment)

Physiotherapy GP referred

Available if Option B selected - £300 pa complementary therapy benefit (shared payment)

Psychiatric cover

Not covered

Radiotherapy / Chemotherapy

Oncology benefit = £15,000 pa

Oncology benefit = £25,000 pa

Scans - MRI / CT / PET

Available if Option A selected. Fully shared payment (for 10%, 25% or 50% co-payment chosen)

Surgical Procedures

Fully shared payment (for 10%, 25% or 50% co-payment chosen) for out-patient surgery.

Key Facts - Additional Benefits

NHS cash benefit

Not covered

Nursing at home

Available if Option B selected - £500 pa shared payment

Parental accommodation

Not covered

Private ambulance

Available if Option B selected - £300 pa shared payment

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

No annual maximum

Children covered

21 years of age

Chiropractors & Osteopaths

Available if Option B selected - £300 pa complementary therapy benefit (shared payment)

Dental treatment

Not covered

Hospice donation

£250 per year (if the patient requires admission for care)

Infertility investigations

Not covered

Maternity cash benefit

Not covered

Optional cash benefit

Not covered

Out of pocket expenses

Not covered

Overseas cover

Fully shared payment for in-patient treatment and day-patient treatment in EEA countries (European Economic Area).

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Not covered

Transplants

Not covered

Other benefits


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