Registration 
| Insurer & Benefits | Find a broker | |||
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Platinum is a prestige individual medical insurance plan, which is unbanded and out of network.
Key Facts - In-patient & Day Case Charges | |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| No annual maximum | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| No annual maximum | |
| Physicians fees & diagnostic tests | |
| No annual maximum | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| No annual maximum | |
| Psychiatric treatment | |
| No annual maximum | |
| Six week option | |
| Not available | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
No annual maximum For GP referred physiotherapy and/or complementary therapy |
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| Diagnostic tests (excluding scans) | |
| No annual maximum | |
| GP referred consultations | |
| No annual maximum | |
| Physiotherapy consultant referred | |
| No annual maximum | |
| Physiotherapy GP referred | |
No annual maximum For GP referred physiotherapy and/or complementary therapy |
|
| Psychiatric cover | |
| No annual maximum | |
| Radiotherapy / Chemotherapy | |
| No annual maximum - rules relating to chronic conditions for the treatment of cancer do not apply. Nor will unlicensed drugs for cancer be considered as ineffective or experimental | |
| Scans - MRI / CT / PET | |
| Paid in full | |
| Surgical Procedures | |
| No annual maximum | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| Day-patient and out-patient radiotherapy and chemotherapy £50 per day plus £50 per night in-patient stay (up to £2,000 per year) | |
| Nursing at home | |
| Paid in full (for the administration of intravenous chemotherapy for the treatment of cancer or intravenous antibiotics which otherwise would require you to be admitted for in-patient treatment or day-patient treatment) | |
| Parental accommodation | |
| Paid in full (child up to age 14 who is covered by the policy and receiving eligible treatment. Benefit is paid from the child’s benefits) | |
| Private ambulance | |
| Paid in full | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| No annual maximum | |
| Children covered | |
| No age limit - must be unmarried | |
| Chiropractors & Osteopaths | |
No annual maximum For GP referred physiotherapy and/or complementary therapy |
|
| Dental treatment | |
| Oral surgery only (Denplan care included if their dentist offers Denplan. If not for accidental damage to teeth and emergency dental treatment is covered) | |
| Hospice donation | |
| £100 a night to a hospice charity when terminal patients are receiving hospice care. No maximum. | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Not covered | |
| Optional cash benefit | |
| Up to £30 each year for eye tests and £350 for prescribed glasses or prescribed contact lenses | |
| Out of pocket expenses | |
| Not covered | |
| Overseas cover | |
| Travel Insurance included | |
| Personal & total disability benefit | |
| Not covered | |
| Post hospital recovery bonus | |
| Not covered | |
| Pregnancy | |
| Normal pregnancy and childbirth charges beginning after the policyholder's third consecutive renewal of the policy plus treatment of a medical condition which is due to and occurs during pregnancy or childbirth providing not occurred during a previous pregnancy. | |
| Transplants | |
Reasonable costs incurred for a live donor to donate an organ or tissue provided that: • the operations to both the donor and the recipient are carried out simultaneously; and either • both the donor and the recipient are immediate relatives (ie parent, child or sibling) and either the donor or the recipient is covered on this policy; or • both the donor and the recipient are members of AXA PPP healthcare at the time the operations are carried out and both have been members since before the recipient developed the medical condition requiring the transplant |
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| Other benefits | |
Heart and Cancer Commitment * £5,000 for external prostheses (such as limbs) and up to £150 for wigs. * Axa PPP will consider requests for experimental surgery which will be reviewed by our clinical team. * If experimental drug treatment is needed then we will cover it if it is part of an ethical trial and pre agreed by us. In addition injectable hormone treatment and bisphosphonate treatment used to manage cancer will be fully covered while active treatment is being received. * Access to a dedicated heart nurse * No time limits for ongoing check ups following heart surgery * Full refund on palliative care |
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