Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Independent Health Cover Bronze is a budget medical insurance plan for the self-employed
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| No annual maximum | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| No annual maximum | |
| Physicians fees & diagnostic tests | |
| No annual maximum | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| No annual maximum | |
| Psychiatric treatment | |
Cover level 1 = No annual maximum Cover level 2 = Not available |
|
| Six week option | |
| Not available | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| Not covered | |
| Diagnostic tests (excluding scans) | |
| Not covered | |
| GP referred consultations | |
| Not covered | |
| Physiotherapy consultant referred | |
| Not covered | |
| Physiotherapy GP referred | |
| Not covered | |
| Psychiatric cover | |
| Not covered | |
| Radiotherapy / Chemotherapy | |
| No annual maximum | |
| Scans - MRI / CT / PET | |
| Paid in full within cover level | |
| Surgical Procedures | |
| No annual maximum | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| Either £500 for a stay of 5 to 9 nights or £1,000 for a stay of 10 nights or more - applies to private stays also | |
| Day-patient and out-patient radiotherapy and chemotherapy £50 per day (up to £5,000 per year) | |
| Nursing at home | |
| Paid in full (for the administration of intravenous chemotherapy for the treatment of cancer or intravenous antibiotics which otherwise would require you to be admitted for in-patient treatment or day-patient treatment) | |
| Parental accommodation | |
| Paid in full (child up to age 14 who is covered by the policy and receiving eligible treatment. Benefit is paid from the child’s benefits) | |
| Private ambulance | |
| Paid in full | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| No annual maximum | |
| Children covered | |
| No age limit - must be unmarried | |
| Chiropractors & Osteopaths | |
| Not covered | |
| Dental treatment | |
| Specified oral surgical procedures only | |
| Hospice donation | |
| £100 a night to a hospice charity when terminal patients are receiving hospice care. No maximum. | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Not covered | |
| Optional cash benefit | |
| Not covered | |
| Out of pocket expenses | |
| Not covered | |
| Overseas cover | |
| Paid in full (overseas evacuation or repatriation service) Overseas immediate emergency in-patient treatment cover up to £40,000 pa for Cover level 2 and £100,000 for Cover level 1 | |
| Personal & total disability benefit | |
| Not covered | |
| Post hospital recovery bonus | |
| Not covered | |
| Pregnancy | |
| Limited conditions | |
| Transplants | |
| Not covered | |
| Other benefits | |
Heart and Cancer Commitment * £5,000 for external prostheses (such as limbs) and up to £150 for wigs. * Axa PPP will consider requests for experimental surgery which will be reviewed by our clinical team. * If experimental drug treatment is needed then we will cover it if it is part of an ethical trial and pre agreed by us. In addition injectable hormone treatment and bisphosphonate treatment used to manage cancer will be fully covered while active treatment is being received. * Access to a dedicated heart nurse * No time limits for ongoing check ups following heart surgery * Full refund on palliative care |
|
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |