Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Retirement Essentials is a individual medical insurance plan for the over 55s
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| No annual maximum (for the cost of treatment of a heart condition or an eye condition and treatment required to carry out a joint replacement or inguinal hernia repair) | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| No annual maximum (for the cost of treatment of a heart condition or an eye condition and treatment required to carry out a joint replacement or inguinal hernia repair) | |
| Physicians fees & diagnostic tests | |
| No annual maximum (for the cost of treatment of a heart condition or an eye condition and treatment required to carry out a joint replacement or inguinal hernia repair) | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Not covered | |
| Psychiatric treatment | |
| Not covered | |
| Six week option | |
| Not available | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| Not covered | |
| Diagnostic tests (excluding scans) | |
No annual maximum For GP referred Physiotherapy and/or complementary therapy Cover level 1 = max of 20 sessions pa Cover level 2 = max of 10 sessions pa |
|
| GP referred consultations | |
| No annual maximum (for the cost of treatment of a heart condition or an eye condition and treatment required to carry out a joint replacement or inguinal hernia repair) | |
| Physiotherapy consultant referred | |
| No annual maximum (for the cost of treatment of a heart condition or an eye condition and treatment required to carry out a joint replacement or inguinal hernia repair) | |
| Physiotherapy GP referred | |
| No annual maximum (for the cost of treatment of a heart condition or an eye condition and treatment required to carry out a joint replacement or inguinal hernia repair) | |
| Psychiatric cover | |
| Not covered | |
| Radiotherapy / Chemotherapy | |
| Not covered | |
| Scans - MRI / CT / PET | |
| No annual maximum (for the cost of treatment of a heart condition or an eye condition and treatment required to carry out a joint replacement or inguinal hernia repair) | |
| Surgical Procedures | |
| No annual maximum | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| Not covered | |
| Nursing at home | |
| Not covered | |
| Parental accommodation | |
| Not covered | |
| Private ambulance | |
| Covered | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| No annual maximum | |
| Children covered | |
| Not covered | |
| Chiropractors & Osteopaths | |
| Not covered | |
| Dental treatment | |
| Not covered | |
| Hospice donation | |
| Not covered | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Not covered | |
| Optional cash benefit | |
| Not covered | |
| Out of pocket expenses | |
| Not covered | |
| Overseas cover | |
| Not covered | |
| Personal & total disability benefit | |
| Not covered | |
| Post hospital recovery bonus | |
| Not covered | |
| Pregnancy | |
| Not covered | |
| Transplants | |
| Not covered | |
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |