Home > Aviva - Trust Care (and 6)

Aviva - Trust Care (and 6)

No longer available to new business customers

Trust Care offers comprehensive cover for eligible in-patient, day-patient and out-patient treatment in the private facilities of the NHS Trust/partnership hospitals on our Approved Hospitals list, plus a number of extras such as home nursing and our GP Helpline and Personal Health Manager. Two lower-cost options are available for cost-conscious customers.

Trust Care 6 offers a similar level of cover to Trust Care, for an even lower premium. In return you agree to accept NHS in-patient or day-patient treatment as a non-paying patient if the NHS waiting list is six weeks or less. The '6 week option' allows us to keep premiums exceptionally low, whilst giving you swift access to diagnosis and treatment you need.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	In full
Surgeon / Consultant / Specialist & Anaesthetists fees
	Paid in full (subject to AVIVA fee guidelines for Specialists)
Physicians fees & diagnostic tests
	In full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	In full
Psychiatric treatment
	Not covered
Six week option
	Six Week Rule With a Trust Care 6 policy, benefit for in-patient or day-patient treatment will only be available if that treatment is not available (except for reasons of county of residence or of nationality) to members at an NHS Hospital within six weeks after the date on which the Specialist recommends that treatment (at or following a consultation between you and that specialist). The NHS waiting period must be determined and advised by the Specialist in charge of your treatment
Key Facts - Out-patient Charges
Complementary medicine
	Not covered
Diagnostic tests (excluding scans)
	In full
GP referred consultations
	In full
Physiotherapy consultant referred
	In full
Physiotherapy GP referred
	10 sessions per condition pa
Psychiatric cover
	Not covered
Radiotherapy / Chemotherapy
	In full
Scans - MRI / CT / PET
	In full
Surgical Procedures
	Covered - Specialists' fees subject to AVIVA guidelines
Key Facts - Additional Benefits
NHS cash benefit
	Not covered
Nursing at home
	In full (immediately following in-patient treatment or day-patient treatment on Specialist recommendation)
Parental accommodation
	In full (child under 9 years of age - 1 parent only)
Private ambulance
	In full (reasonable charges)
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	Up to 24th birthday
Chiropractors & Osteopaths
	In full - must be Specialist referred with Specialist to remain in direct control
Dental treatment
	Oral surgery only (all other dental treatment excluded)
Hospice donation
	Donation to the hospice, £70 per day, up to 10 days' care maximum
Infertility investigations
	Covered only after 2 years continuous membership
Maternity cash benefit
	£100 per baby born (subject to 10 month qualifying period)
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	Not covered
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Only for abnormal conditions arising at least 10 months after the date of entry
Transplants
	In full

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

In full

Surgeon / Consultant / Specialist & Anaesthetists fees

Paid in full (subject to AVIVA fee guidelines for Specialists)

Physicians fees & diagnostic tests

In full

Cancer Treatment Costs - Chemotherapy / Radiotherapy

In full

Psychiatric treatment

Not covered

Six week option

Six Week Rule
With a Trust Care 6 policy, benefit for in-patient or day-patient treatment will only be available if that treatment is not available (except for reasons of county of residence or of nationality) to members at an NHS Hospital within six weeks after the date on which the Specialist recommends that treatment (at or following a consultation between you and that specialist). The NHS waiting period must be determined and advised by the Specialist in charge of your treatment

Key Facts - Out-patient Charges

Complementary medicine

Not covered

Diagnostic tests (excluding scans)

In full

GP referred consultations

In full

Physiotherapy consultant referred

In full

Physiotherapy GP referred

10 sessions per condition pa

Psychiatric cover

Not covered

Radiotherapy / Chemotherapy

In full

Scans - MRI / CT / PET

In full

Surgical Procedures

Covered - Specialists' fees subject to AVIVA guidelines

Key Facts - Additional Benefits

NHS cash benefit

Not covered

Nursing at home

In full (immediately following in-patient treatment or day-patient treatment on Specialist recommendation)

Parental accommodation

In full (child under 9 years of age - 1 parent only)

Private ambulance

In full (reasonable charges)

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

No annual maximum

Children covered

Up to 24th birthday

Chiropractors & Osteopaths

In full - must be Specialist referred with Specialist to remain in direct control

Dental treatment

Oral surgery only (all other dental treatment excluded)

Hospice donation

Donation to the hospice, £70 per day, up to 10 days' care maximum

Infertility investigations

Covered only after 2 years continuous membership

Maternity cash benefit

£100 per baby born (subject to 10 month qualifying period)

Optional cash benefit

Not covered

Out of pocket expenses

Not covered

Overseas cover

Not covered

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Only for abnormal conditions arising at least 10 months after the date of entry

Transplants

In full


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