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Aviva - Medios Optional Healthcare
Aviva - Medios Optional Healthcare
No longer available to new business customers
Medios Optional Healthcare offers you private in-patient and day-patient treatment with all the cover you would expect for accommodation and treatment in Britain's private hospitals and NHS hospitals with private beds. In addition you can select from two out-patient treatment options offering pre-hospitalisation or post-hospitalisation cover, the latter including home nursing.
We also offer an option to reduce the cost of the home nursing element by deferring entitlement to benefit for four weeks after being discharged from hospital.
Benefits
Key Facts - In-patient & Day Case Charges |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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In full |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
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Paid in full (subject to AVIVA fee guidelines for Specialists) |
| Physicians fees & diagnostic tests |
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In full |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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In full |
| Psychiatric treatment |
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In full (100 days pa) |
Key Facts - Out-patient Charges |
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| Complementary medicine |
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Not covered |
| Diagnostic tests (excluding scans) |
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Optional |
| GP referred consultations |
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Optional |
| Physiotherapy consultant referred |
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Optional |
| Physiotherapy GP referred |
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Not covered |
| Psychiatric cover |
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Optional |
| Radiotherapy / Chemotherapy |
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Optional |
| Scans - MRI / CT / PET |
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Optional |
| Surgical Procedures |
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Covered if section 2 chosen - Specialists' fees subject to AVIVA guidelines |
Key Facts - Additional Benefits |
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| NHS cash benefit |
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£200 per night (maximum 100 nights) |
| Nursing at home |
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Optional - available under "Section 3" option - maximum 26 weeks home nursing can be deferred by 4 weeks for which premium will be discounted. |
| Parental accommodation |
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Not covered |
| Private ambulance |
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Not covered |
Additional Benefits |
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| Alcohol & drug abuse |
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Not covered |
| Annual maximum limit |
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No annual maximum |
| Children covered |
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18 years of age or up to 26, unmarried and if in full-time education. Only eldest 2 children are charged (all others free) |
| Chiropractors & Osteopaths |
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Not covered |
| Dental treatment |
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Oral surgery only |
| Hospice donation |
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Not covered |
| Infertility investigations |
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Not covered |
| Maternity cash benefit |
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Not covered |
| Optional cash benefit |
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NHS cash benefit - £200 per night up to a maximum 100 nights per insured person |
| Out of pocket expenses |
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Not covered |
| Overseas cover |
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Not covered |
| Personal & total disability benefit |
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Not covered |
| Post hospital recovery bonus |
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Not covered |
| Pregnancy |
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Only for abnormal conditions arising at least 10 months after the date of entry |
| Transplants |
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Not covered |
Registration 
