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VitalityHealth - Comprehensive Plan

The PruHealth Comprehensive Plan is designed to give you complete peace of mind. We aim to provide the most comprehensive private health cover available.

All accredited UK hospital fees are taken care of, including eligible standard specialist fees, plus parental accommodation if your child is an inpatient and is 12 years old or under. There are many out of hospital benefits too, including contributions towards nursing at home and unlimited cover for private ambulance. Please see the table below for a full list of cover.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Covered in full
Surgeon / Consultant / Specialist & Anaesthetists fees
	Covered in full
Physicians fees & diagnostic tests
	Covered in full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Covered in full
Psychiatric treatment
	Covered in full (up to 45 days pa) with a combined Psychiatric limit of £20,000 per policy year
Six week option
	Not available
Key Facts - Out-patient Charges
Complementary medicine
	Covered in full (up to £600 from the combined benefit for complementary and alternative therapies)
Diagnostic tests (excluding scans)
	Covered in full
GP referred consultations
	Covered in full
Physiotherapy consultant referred
	Covered in full
Physiotherapy GP referred
	Covered in full
Psychiatric cover
	Covered in full with a combined psychiatric limit of £20,000 per policy year
Radiotherapy / Chemotherapy
	Covered in full
Scans - MRI / CT / PET
	Covered in full at chosen hospital list
Surgical Procedures
	Surgical procedures benefit not specified separately
Key Facts - Additional Benefits
NHS cash benefit
	£100 per day case or night stay, limit of £2,000 per policy year
Nursing at home
	Covered in full
Parental accommodation
	Covered in full (child under 12 yrs insured on policy)
Private ambulance
	Covered in full
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	Dependants are covered to any age while the policy is in force
Chiropractors & Osteopaths
	Covered in full (up to £800 pa dedicated benefit for Chiropractors & Osteopaths)
Dental treatment
	Oral surgery only
Hospice donation
	Donation of £100 per day up to £1,000 max
Infertility investigations
	Not covered
Maternity cash benefit
	£100 per child
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	Not covered
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Cover for ectopic pregnancy, hydatidiform mole, heavy bleeding post delivery or miscarriages only
Transplants
	Not covered
Other benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Covered in full

Surgeon / Consultant / Specialist & Anaesthetists fees

Covered in full

Physicians fees & diagnostic tests

Covered in full

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Covered in full

Psychiatric treatment

Covered in full (up to 45 days pa) with a combined Psychiatric limit of £20,000 per policy year

Six week option

Not available

Key Facts - Out-patient Charges

Complementary medicine

Covered in full (up to £600 from the combined benefit for complementary and alternative therapies)

Diagnostic tests (excluding scans)

Covered in full

GP referred consultations

Covered in full

Physiotherapy consultant referred

Covered in full

Physiotherapy GP referred

Covered in full

Psychiatric cover

Covered in full with a combined psychiatric limit of £20,000 per policy year

Radiotherapy / Chemotherapy

Covered in full

Scans - MRI / CT / PET

Covered in full at chosen hospital list

Surgical Procedures

Surgical procedures benefit not specified separately

Key Facts - Additional Benefits

NHS cash benefit

£100 per day case or night stay, limit of £2,000 per policy year

Nursing at home

Covered in full

Parental accommodation

Covered in full (child under 12 yrs insured on policy)

Private ambulance

Covered in full

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

No annual maximum

Children covered

Dependants are covered to any age while the policy is in force

Chiropractors & Osteopaths

Covered in full (up to £800 pa dedicated benefit for Chiropractors & Osteopaths)

Dental treatment

Oral surgery only

Hospice donation

Donation of £100 per day up to £1,000 max

Infertility investigations

Not covered

Maternity cash benefit

£100 per child

Optional cash benefit

Not covered

Out of pocket expenses

Not covered

Overseas cover

Not covered

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Cover for ectopic pregnancy, hydatidiform mole, heavy bleeding post delivery or miscarriages only

Transplants

Not covered

Other benefits


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