Key Facts - In-patient & Day Case Charges |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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Covered in full |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
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Covered in full |
| Physicians fees & diagnostic tests |
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Covered in full |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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Covered in full |
| Psychiatric treatment |
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Not covered |
| Six week option |
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Not available |
Key Facts - Out-patient Charges |
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| Complementary medicine |
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Not covered |
| Diagnostic tests (excluding scans) |
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Combined limit of £600 pa |
| GP referred consultations |
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Combined limit of £600 pa |
| Physiotherapy consultant referred |
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Combined limit of £600 pa |
| Physiotherapy GP referred |
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Combined limit of £600 pa |
| Psychiatric cover |
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Combined limit of £600 pa |
| Radiotherapy / Chemotherapy |
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Covered in full |
| Scans - MRI / CT / PET |
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Covered in full at chosen hospital list |
| Surgical Procedures |
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Surgical procedures benefit not specified separately |
Key Facts - Additional Benefits |
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| NHS cash benefit |
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£50 per night or £50 per day (Subject to overall £2,000 annual limit) |
| Nursing at home |
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Covered up to £3,000 |
| Parental accommodation |
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Covered in full (child under 12 yrs insured on policy) |
| Private ambulance |
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Covered up to £60 per trip |
Additional Benefits |
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| Alcohol & drug abuse |
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Not covered |
| Annual maximum limit |
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No annual maximum |
| Children covered |
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Dependants are covered to any age whilst the policy is in force |
| Chiropractors & Osteopaths |
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Combined limit of £600 pa |
| Dental treatment |
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Oral surgery only to treat an acute medical condition |
| Hospice donation |
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£100 per day donation, up to £1,000 max |
| Infertility investigations |
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Not covered |
| Maternity cash benefit |
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£100 per child |
| Optional cash benefit |
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Not covered |
| Out of pocket expenses |
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Not covered |
| Overseas cover |
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Not covered |
| Personal & total disability benefit |
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Not covered |
| Post hospital recovery bonus |
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Not covered |
| Pregnancy |
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Cover for ectopic pregnancy, hydatidiform mole, heavy bleeding post delivery or miscarriages only |
| Transplants |
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Not covered |
| Other benefits |
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Registration 
