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VitalityHealth - Primecare Saver

Cost effective - yet comprehensive



As part of the Primecare range, Standard Life Healthcare has devised Saver as an affordable plan which provides full cover for

Excludes extras and reduce premiums while offering lower premiums by excluding

Primecare Saver still provides cover for physiotherapy if it's needed as an eligible follow-up treatment.

Also includes

Up to 50% no-claims discount.

SWITCH OPTION - Customers could enjoy savings by switching to us. Provided a customer is currently insured on an existing personal policy they can be considered to transfer to us and continue to enjoy the same underwriting terms. This is subject to Standard Life Healthcare's acceptance criteria. Furthermore, Standard Life Healthcare can reward your cusotmers with lower premiums where they have been continuously insured for a number of years and have not claimed with their previous insurer. In fact, taking a sample of customers switching to us from our competitors, on average they have cut their premiums by 33%.

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
Full cover
Surgeon / Consultant / Specialist & Anaesthetists fees
Full cover
Physicians fees & diagnostic tests
Full cover
Cancer Treatment Costs - Chemotherapy / Radiotherapy
Full cover
Psychiatric treatment
Not covered

Key Facts - Out-patient Charges

Complementary medicine
Not covered
Diagnostic tests (excluding scans)
Full cover
GP referred consultations
Full cover
Physiotherapy consultant referred
Only if related to in-patient treatment or day-case stay (within 6 months) - £500 per policy year for Physiotherapy
Physiotherapy GP referred
£500 pa for other out-patient consultations and therapy when related or following in-patient stay or day-case treatment
Psychiatric cover
Not covered
Radiotherapy / Chemotherapy
Full cover
Scans - MRI / CT / PET
Full cover
Surgical Procedures
Not covered

Key Facts - Additional Benefits

NHS cash benefit
£250 per night (up to £2,000 per policy year)
Nursing at home
Not covered
Parental accommodation
Full cover (for insured parent to stay with child under 14 years old)
Private ambulance
Full cover (if deemed medically necessary by a Specialist)

Additional Benefits

Alcohol & drug abuse
Not covered
Annual maximum limit
No annual maximum
Children covered
21 years of age and unmarried (or up to 25 if in full-time education)
Chiropractors & Osteopaths
Not covered
Dental treatment
Not covered (major dental expenses cash included as an extra benefit - an ADD-ON)
Hospice donation
Not covered
Infertility investigations
Not covered
Maternity cash benefit
Not covered
Optional cash benefit
NHS cash benefit of £250 per night up to £2,000 per policy year
Out of pocket expenses
Not covered
Overseas cover
Not covered
Personal & total disability benefit
Not covered
Post hospital recovery bonus
Not covered
Pregnancy
Not covered
Transplants
Full cover (medically necessary transplant, cover for insured recipient only)
 
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