Key Facts - In-patient & Day Case Charges |
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
|
Full cover |
Surgeon / Consultant / Specialist & Anaesthetists fees |
|
Full cover |
Physicians fees & diagnostic tests |
|
Full cover |
Cancer Treatment Costs - Chemotherapy / Radiotherapy |
|
Full cover |
Psychiatric treatment |
|
Not covered |
Key Facts - Out-patient Charges |
Complementary medicine |
|
Not covered |
Diagnostic tests (excluding scans) |
|
Full cover for related follow up out-patient treatment within 3 months of eligible treatment |
GP referred consultations |
|
Full cover for related follow up out-patient treatment within 3 months of eligible treatment |
Physiotherapy consultant referred |
|
£250 per policy year for Physiotherapy (which must follow a related in-patient or day-case stay within 6 months) |
Physiotherapy GP referred |
|
£250 per policy year for Physiotherapy (which must follow a related in-patient or day-case stay within 6 months) |
Psychiatric cover |
|
Not covered |
Radiotherapy / Chemotherapy |
|
Full cover |
Scans - MRI / CT / PET |
|
Full cover |
Surgical Procedures |
|
Not covered |
Key Facts - Additional Benefits |
NHS cash benefit |
|
£250 per night (up to £2,000 per policy year) |
Nursing at home |
|
Not covered |
Parental accommodation |
|
Full cover (for insured parent to stay with child under 14 years old) |
Private ambulance |
|
Full cover (if deemed medically necessary by a Specialist) |
Additional Benefits |
Alcohol & drug abuse |
|
Not covered |
Annual maximum limit |
|
None |
Children covered |
|
21 years of age and unmarried (or up to 25 if in full-time education) |
Chiropractors & Osteopaths |
|
Not covered |
Dental treatment |
|
Not covered (major dental expenses cash included as an extra benefit - an ADD-ON) |
Hospice donation |
|
Not covered |
Infertility investigations |
|
Not covered |
Maternity cash benefit |
|
Not covered |
Optional cash benefit |
|
NHS cash benefit of £250 per night up to £2,000 per policy year |
Out of pocket expenses |
|
Not covered |
Overseas cover |
|
Not covered |
Personal & total disability benefit |
|
Not covered |
Post hospital recovery bonus |
|
Not covered |
Pregnancy |
|
Not covered |
Transplants |
|
Full cover (medically necessary transplant, cover for insured recipient only) |