Key Facts - In-patient & Day Case Charges |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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Full cover (within chosen hospital scale) |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
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Full cover |
| Physicians fees & diagnostic tests |
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Full cover |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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Full cover |
| Psychiatric treatment |
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Not covered |
Key Facts - Out-patient Charges |
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| Complementary medicine |
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Up to £500 for Acupuncture, Chiropractic, Homeopathy, Osteopathy and Podiatry (subject to a 50% co-insurance up to a maximum of £250 per claim) |
| Diagnostic tests (excluding scans) |
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Full cover (subject to a 50% co-insurance up to a max of £250 per claim) |
| GP referred consultations |
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Full cover (subject to a 50% co-insurance up to a max of £250 per claim) |
| Physiotherapy consultant referred |
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£450 pa (subject to a 50% co-insurance - up to a maximum of £250 per claim) |
| Physiotherapy GP referred |
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£450 pa (subject to a 50% co-insurance - up to a maximum of £250 per claim) |
| Psychiatric cover |
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Not covered |
| Radiotherapy / Chemotherapy |
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Full cover |
| Scans - MRI / CT / PET |
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Full cover |
| Surgical Procedures |
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Full cover |
Key Facts - Additional Benefits |
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| NHS cash benefit |
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£100 per night (up to £2,000 pa - excluding first two nights) |
| Nursing at home |
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Full cover (up to 30 days on Specialist recommendation and following in-patient stay) |
| Parental accommodation |
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Full cover (child under 10 years old) |
| Private ambulance |
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£200 per insured member pa |
Additional Benefits |
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| Alcohol & drug abuse |
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Not covered |
| Annual maximum limit |
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No annual maximum |
| Children covered |
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Up to age 21 or 25 in FTE |
| Chiropractors & Osteopaths |
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£500 pa for Acupuncture, Homeopathy, Chiropractic, Osteopathy and Podiatry - GP referred - (subject to a 50% co-insurance up to a maximum of £250 per claim) |
| Dental treatment |
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No (separate dental plan available) |
| Hospice donation |
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Not covered |
| Infertility investigations |
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Not covered |
| Maternity cash benefit |
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Not covered |
| Optional cash benefit |
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Not covered |
| Out of pocket expenses |
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Not covered |
| Overseas cover |
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No (separate travel option available) |
| Personal & total disability benefit |
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Not covered |
| Post hospital recovery bonus |
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Not covered |
| Pregnancy |
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Not covered |
| Transplants |
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Not covered |
Registration 
