Key Facts - In-patient & Day Case Charges |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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Full refund of customary and reasonable fees (subject to excess) |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
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Full refund of customary and reasonable fees (subject to excess) |
| Physicians fees & diagnostic tests |
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Full refund (subject to excess) |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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Full refund (subject to excess) |
| Psychiatric treatment |
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Not covered |
| Six week option |
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Not available |
Key Facts - Out-patient Charges |
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| Complementary medicine |
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Full refund subject to excess, includes: Acupuncture, Chiropody / Podiatry, Chiropractic care, Homeopathy, Osteopathy and Physiotherapy |
| Diagnostic tests (excluding scans) |
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Full refund (subject to excess) |
| GP referred consultations |
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Full refund (subject to excess) |
| Physiotherapy consultant referred |
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Full refund (subject to excess) |
| Physiotherapy GP referred |
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Full refund (subject to excess) |
| Psychiatric cover |
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Not covered |
| Radiotherapy / Chemotherapy |
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Full refund (subject to excess) |
| Scans - MRI / CT / PET |
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Full refund (subject to excess) |
| Surgical Procedures |
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Diagnostic endoscopic procedures (subject to excess) |
Key Facts - Additional Benefits |
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| NHS cash benefit |
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£100 per night / day maximum £3,000 pa |
| Nursing at home |
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Full refund for up to 4 weeks per year by a qualified nurse (subject to excess) |
| Parental accommodation |
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Hospital accommodation charges provided the child is covered on the plan (subject to excess) |
| Private ambulance |
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Full refund provided required for medical reasons (subject to excess) |
Additional Benefits |
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| Alcohol & drug abuse |
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Not covered |
| Annual maximum limit |
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No annual maximum |
| Children covered |
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Yes. Please note - a child cannot remain on a policy holder's plan once they marry or leave the main residence (except if going to higher education). |
| Chiropractors & Osteopaths |
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Full refund (subject to excess) |
| Dental treatment |
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Not covered |
| Hospice donation |
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£70 per day / night up to £700 per plan year |
| Infertility investigations |
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Not covered |
| Maternity cash benefit |
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Not covered |
| Optional cash benefit |
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Not covered |
| Out of pocket expenses |
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Not covered |
| Overseas cover |
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Not covered |
| Personal & total disability benefit |
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Not covered |
| Post hospital recovery bonus |
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Not covered |
| Pregnancy |
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Not covered |
| Transplants |
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No cover except for cornea transplants or skin grafts or bone marrow or stem cell transplants where this forms part of treatment for cancer. |
Registration 
