Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| No annual maximum (Six week rule applies) | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| No annual maximum (Six week rule applies) | |
| Physicians fees & diagnostic tests | |
| No annual maximum (Six week rule applies) | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| No annual maximum (Six week rule applies) | |
| Psychiatric treatment | |
Cover level 1 = No Annual Maximum (in-patient and day-patient) Cover level 2 = Not available (six week rule applies) |
|
| Six week option | |
Six week rule - if the NHS can not provide treatment within six weeks after the date on which treatment should be undertaken then private treatment can be sort. Immediate cover - AXA will pay for the following surgical procedures on an in-patient basis regardless of the fact that treatment could be obtained on the NHS within six weeks of the specialist confirming that this is needed: * varicose veins surgery * tonsillectomy * insertion of grommets * removal of bunions (hallux valgus) * removal of gall bladder - (laparoscopic chlolecystectomy) * haemorrhoidectomy * adenoidectomy * correction of squint * cataract surgery |
|
Key Facts - Out-patient Charges | |
| Complementary medicine | |
Paid for out of the overall £900 pa for consultations, diagnostic tests, GP referred physiotherapy and/or complementary practitioner charges. Treatment a year for GP referred complementary practitioner and/or physiotherapy treatment: Cover level 1 max of 20 sessions pa within the annual limit Cover level 2 max of 10 sessions pa within the annual limit |
|
| Diagnostic tests (excluding scans) | |
| Diagnostic tests within the £800 pa overall limit | |
| GP referred consultations | |
| Paid for out of the overall £900 pa out-patient limit | |
| Physiotherapy consultant referred | |
| Paid for out of the overall £900 pa out-patient limit | |
| Physiotherapy GP referred | |
Paid for out of the overall £900 pa out-patient limit Treatment a year for GP referred physiotherapy and/or complementary practitioner treatment: Cover level 1 max of 20 sessions pa within the annual limit Cover level 2 max of 10 sessions pa within the annual limit |
|
| Psychiatric cover | |
Cover Level 1 = Within overall £800 out-patient limit Cover Level 2 = Not Available |
|
| Radiotherapy / Chemotherapy | |
| No annual maximum (Six week rule applies) | |
| Scans - MRI / CT / PET | |
| Paid in full within cover level | |
| Surgical Procedures | |
| No annual maximum (Six week rule applies) | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| Either £500 for a stay of 5 to 9 nights or £1,000 for a stay of 10 nights or more - applies to private stays also | |
| Day-patient and out-patient radiotherapy and chemotherapy £50 per day (up to £5,000 per year) | |
| Nursing at home | |
| Paid in full (for the administration of intravenous chemotherapy for the treatment of cancer or intravenous antibiotics which otherwise would require you to be admitted for in-patient treatment or day-patient treatment) | |
| Parental accommodation | |
| Paid in full (child up to age 14 who is covered by the policy and receiving eligible treatment. Benefit is paid from the child’s benefits) | |
| Private ambulance | |
| Paid in full | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| No annual maximum | |
| Children covered | |
| No age limit - must be unmarried | |
| Chiropractors & Osteopaths | |
Paid for out of the overall £900 pa for consultations, diagnostic tests, GP referred physiotherapy and/or complementary practitioner charges. Cover level 1 max of 20 sessions pa within the annual limit Cover level 2 max of 10 sessions pa within the annual limit |
|
| Dental treatment | |
| Specified oral surgical procedures only | |
| Hospice donation | |
| £100 a night to a hospice charity when terminal patients are receiving hospice care. No maximum. | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Not covered | |
| Optional cash benefit | |
| Not covered | |
| Out of pocket expenses | |
| Not covered | |
| Overseas cover | |
| Paid in full (overseas evacuation or repatriation service) Overseas immediate emergency in-patient treatment cover up to £40,000 pa for Cover level 2 and £100,000 for Cover level 1 | |
| Personal & total disability benefit | |
| Not covered | |
| Post hospital recovery bonus | |
| Not covered | |
| Pregnancy | |
| Limited conditions | |
| Transplants | |
| Not covered | |
| Other benefits | |
Heart and Cancer Commitment * £5,000 for external prostheses (such as limbs) and up to £150 for wigs. * Axa PPP will consider requests for experimental surgery which will be reviewed by our clinical team. * If experimental drug treatment is needed then we will cover it if it is part of an ethical trial and pre agreed by us. In addition injectable hormone treatment and bisphosphonate treatment used to manage cancer will be fully covered while active treatment is being received. * Access to a dedicated heart nurse * No time limits for ongoing check ups following heart surgery * Full refund on palliative care |
|
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |