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Aviva - Global Care

No longer available to new business customers

Global Care gives you medical cover whilst you are living and working overseas. It offers full cover for eligible in-patient, day-patient and limited out-patient treatment. It also offers a number of extra benefits such as round-the-clock assistance to help you arrange the treatment you need and short-term cover for holidays and business trips to another area of cover. You, your spouse and your children under 21 can all be covered by your Global Care Policy, provided you are all resident outside of your country of nationality. If you are a UK national you must be resident abroad for a minimum of 6 months per policy year.

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
In full
Surgeon / Consultant / Specialist & Anaesthetists fees
In full
Physicians fees & diagnostic tests
In full
Cancer Treatment Costs - Chemotherapy / Radiotherapy
In full
Organ transplant
Covered subject to overall policy limit of £750,000 : €1,125,000 : $1,125,000 - excludes cost of obtaining donor organs
Outside area of cover limit for USA / Canada
Cover for emergency treatment and evacuation where necessary - up to 60 days' cover per policy year
Prosthetic devices
Covered when used during an operation subject to overall policy limit of £750,000 : €1,125,000 : $1,125,000
Psychiatric treatment
Up to an annual limit of 14 days for in-patient treatment

Key Facts - Out-patient Charges

Complementary medicine
Not covered
Diagnostic tests (excluding scans)
In full (if directly associated with an in-patient or day-patient stay within 6 months)
GP referred consultations
Consultation x 1 following eligible in/day patient treatment
Physiotherapy consultant referred
Up to 10 sessions of Physiotherapy per insured person per one period of cover - following eligible in/day patient treatment
Physiotherapy GP referred
Up to 10 sessions of Physiotherapy per insured person per one period of cover - following eligible in/day patient treatment
Psychiatric cover
Not covered
Radiotherapy / Chemotherapy
In full
Scans - MRI / CT / PET
In full, if directly leading to and/or following within six months of related eligible in-patient or day-patient treatment
Surgical Procedures
Not covered
Vaccinations administered by a medical practitioner
Not covered

Key Facts - Additional Benefits

Cash benefit if the treatment is received completely free of charge
£100 : €150 : $150 per night spent as an in-patient in a government or charitable hospital (Max 28 nights per insured person per policy year whilst undergoing treatment covered by the policy)
Nursing at home
14 days (following in-patient treatment or day-patient treatment - on specialist recommendation)
Parental accommodation
In full (child under 16 years of age - 1 parent only)
Private ambulance
Up to £250 : €375 : $375

Additional Benefits

24 Hour emergency helpline
24hr / 7 days a week medical information line. A service to answer general queries and provide information on medical issues
Accompanying relative travel & accomodation
Up to £2,000 accommodation costs for insured person to accompany member. Travel costs in full.
AIDS / HIV treatment
Up to £3,000 : €4,500 : $4,500 per person per policy year
Alcohol & drug abuse
Not covered
Annual maximum limit
£750,000 : €1,125,000 : $1,125,000 per person per policy year
Children covered
Up to age 21
Chinese medicine
Not covered
Chiropractors & Osteopaths
Not covered
Chronic conditions & palliative care
Chronic conditions up to £5,000 : $7,500 : €7,500
Compassionate home visit
Economy class airfare
The cost of an economy class return airfare to attend the funeral of a close family member. The benefit is limited is up to £1,000 : €1,500 : $1,500 per insured person per policy year
Cover for new born children
Newborn babies qualify for up to 3 months free cover, and can be added to the policy on full cover regardless of their health if notified to AVIVA within three months of birth. But birth defects and congenital conditions are excluded.
Cremation / burial or repatriation of remains
Up to £2,500 : €3,750 : $3,750 for transport (only) of mortal remains
Dental treatment
Up to £1,000 emergency benefit per insured person per year.
Emergency dental treatment following an accident:
Up to £1,000 : €1,500 : $1,500 per person per policy year
Routine dental treatment:
Not Covered
Emergency medical evacuation & medical repatriation
Up to a total of £2,000 : €3,500 : $3,500 per person per policy year for Reasonable travel costs incurred in connection with the evacuation of an insured person. Emergency transport necessarily incurred in connection with benefits under this policy within the country where the treatment takes place.Accommodation costs (other than at s hospital incurred in connection with evacuation up to £100 : €150 : $150 per night within the £2,000 : €3,500 : $3,500 limit
Extended care facility
Not covered
Health Screening
Not covered
Hormone replacement therapy
Not covered
Infertility investigations
Covered if both partners have been covered continuously for two years and were unaware of the existence of infertility at policy commencement date
Maternity cash benefit
Not covered
Overseas cover
Worldwide Travel Extension
Within area or lower - Paid in full
Out of area - 60 days per insured person per policy year (limited to emergency in/day-patient and evacuation)
Personal & total disability benefit
Not covered
Policy excess
Standard excess of £25 : €40 : $40 applied to each eligible claim per person per policy year.
Pre-existing conditions
Not covered
Pregnancy complications
In full (10 Months membership applies)
Presciption drugs, dressings and medicines
Not covered
Rehabilitation
Not covered
Routine maternity cover
Not covered
Sight / vision benefit
Not covered
Stabilisation of acute chronic episode
Up to £50,000 per person per policy year
 
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