Insurer & Benefits | Find a broker | |||
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Key Facts - In-patient & Day Case Charges | |
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Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
No annual maximum within your overall policy benefit allowance | |
Surgeon / Consultant / Specialist & Anaesthetists fees | |
No annual maximum within your overall policy benefit allowance | |
Physicians fees & diagnostic tests | |
No annual maximum within your overall policy benefit allowance | |
Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
No annual maximum within your overall policy benefit allowance | |
Psychiatric treatment | |
No annual maximum within your overall policy benefit allowance In-patient treatment 100 days maximum per lifetime | |
Key Facts - Out-patient Charges | |
Complementary medicine | |
No cover | |
Diagnostic tests (excluding scans) | |
No cover | |
GP referred consultations | |
No cover | |
Physiotherapy consultant referred | |
No cover | |
Physiotherapy GP referred | |
No cover | |
Psychiatric cover | |
No cover | |
Radiotherapy / Chemotherapy | |
No annual maximum within your overall policy benefit allowance | |
Scans - MRI / CT / PET | |
No annual maximum within your overall policy benefit allowance | |
Surgical Procedures | |
No annual maximum within your overall policy benefit allowance | |
Vaccinations administered by a medical practitioner | |
No cover | |
Key Facts - Additional Benefits | |
Cash benefit if the treatment is received completely free of charge | |
Day-patient and out-patient radiotherapy and chemotherapy £50 : $80 : €60 per day (up to £2,000 : $3,200 : €2,550 per year) | |
£100 : $160 : €125 a night for admission for eligible in-patient treatment before midnight | |
Nursing at home | |
No cover | |
Parental accommodation | |
Paid in full provided treatment is in your principal country of residence or within your area (staying with a child under 18 years old) Child must be covered by the policy | |
Primary care | |
No cover | |
Private ambulance | |
Up to £500 : $800 : €635 each year to pay for a road ambulance, or reasonable costs for an air ambulance if appropriate, for emergency transport to or between hospitals, or when the medical practitioner says it is medically essential |
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Additional Benefits | |
24 Hour emergency helpline | |
1) Health at Hand telephone based information service. 2) Emergency evacuation or repatriation service. 3) Customer Services helpline available 24/7 |
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Accompanying relative travel & accomodation | |
The evacuation or repatriation service can cover reasonable and necessary transport and accommodation for a relative if the member is under 18 or it is appropriate for the medical condition. | |
AIDS / HIV treatment | |
No cover | |
Alcohol & drug abuse | |
No cover | |
Annual maximum limit | |
£750,000 : $1,200,000 : €950,000 pa | |
Children covered | |
Unmarried children up to age of 21 years old or 25 if still in full-time education | |
Chinese medicine | |
No cover | |
Chiropractors & Osteopaths | |
No cover | |
Chronic conditions & palliative care | |
Treatment of an acute condition and short-term in-patient treatment intended to stabilise and bring under control a chronic condition (subject to all other benefit limitations and exclusions on your policy). No cover for palliative care | |
Compassionate home visit | |
No cover | |
Cover for new born children | |
No cover | |
Cremation / burial or repatriation of remains | |
Paid in full for bringing the body back to a port or airport in principal country of residence or home country when arrangements are made by us | |
Dental treatment | |
Dental Care - 50% of the costs incurred up to a maximum amount of £320 : $510 : €405 in a year Accidental damage to teeth - paid in full up to £10,000 : $16,000 : €12,750 for each year |
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Emergency medical evacuation & medical repatriation | |
Paid in full when arrangements made by us | |
Extended care facility | |
No cover | |
GP minor surgery | |
No annual maximum within your overall policy benefit allowance | |
GP Referred Chiropody, Podiatry or Homeopathy | |
No cover | |
Health Screening | |
No cover | |
Hormone replacement therapy | |
Hormone replacement therapy (HRT) only when it is medically indicated for the treatment of menopause resulting from medical intervention, when we will pay for the medical practitioner’s consultations and for the cost of the implants (but not patches or tablets). We will only pay benefits for a maximum of 18 months from the date of the medical intervention. | |
Hospice care cash benefit | |
No cover | |
Infertility investigations | |
No cover | |
Maternity cash benefit | |
No cover | |
Optional Cash Benefits | |
No cover | |
Organ Transplants | |
Reasonable costs for a live donor to donate an organ or tissue provided that operations are carried out simultaneously, donor is an immediate relative or both are members of AXA PPP International | |
Overseas cover | |
Cover for in-patient or day-patient treatment of a medical condition. Up to 6 weeks out of area cover up to a total of £10,000 : $16,000 : €12,750 if you do not have the USA upgrade | |
Personal & total disability benefit | |
No cover | |
Policy excess | |
Five levels of optional excess of up to £2,000 : $3,200 : €2,550 per person per year. Excess does not apply to cash benefit, evacuation or repatriation service, dental care, radiotherapy and chemotherpay cash benefit and purchase of wigs | |
Pre-existing conditions | |
No cover unless joined on a medical history disregarded basis. | |
Pregnancy complications | |
Cover for the following complications during pregnancy: • ectopic pregnancy (where the foetus is growing outside the womb) • hydatidiform mole (abnormal cell growth in the womb) • retained placenta (afterbirth retained in the womb) • placenta praevia • eclampsia (a coma or seizure during pregnancy and following pre-eclampsia) • diabetes (if you have exclusions because of your past medical history which relate to diabetes, then you will not be covered for any treatment for diabetes during pregnancy) • post partum haemorrhage (heavy bleeding in the hours and days immediately after childbirth) • miscarriage requiring immediate surgical treatment • failure to progress in labour |
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Presciption drugs, dressings and medicines | |
No cover | |
Rehabilitation | |
In-patient rehabilitation up to 28 days when an integral part of treatment - certain conditions apply, all cost are required to be pre-authorised. We will extend in-patient rehabilitation to a maximum of 180 days in cases of severe central nervous system damage caused by an external trauma | |
Routine maternity cover | |
No cover | |
Sight / vision benefit | |
No cover | |
Stabilisation of acute chronic episode | |
No annual maximum within the policy benefit limit for short term in-patient treatment intended to stabilise and bring under control a chronic condition | |
Stress counselling helpline | |
Health at Hand available | |
Well Baby Examination | |
No cover | |
Other benefits | |
Kidney dialysis for up to the six weeks during preparation for kidney transplant | |
£150 : $240 : €190 pa towards the purchase of wigs during your active treatment of cancer MyGlobe offers easy access to a global provider search tool as well as country by country health and security updates Customer online allows members to view their policy and submit and view claims online Optional - Security hotline 24/7 telephone information service providing security intelligence to all members Personal Case Management For all members who are diagnosed with a serious illness, this service guarantees impartial advice on the most appropriate treatment plan. |
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International Travel Plan - Yes
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International Travel Plan included |
Ship to Shore Cash benefit - Yes
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Ship to shore cash benefit Covering the cost of emergency evacuation if one of our members falls seriously ill at sea. Up to £25,000 : $40,000 : €32,000 |
Spinal supports, knee braces and aircasts. This benefit also includes external prosthesis during your active treatment of cancer up to £1,500 : $2,400 : €1,900 |
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