Key Facts - In-patient & Day Case Charges |
|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
|---|
|
|
Full refund |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
|---|
|
|
Full refund |
| Physicians fees & diagnostic tests |
|---|
|
|
Full refund |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
|---|
|
|
Full refund |
| Psychiatric treatment |
|---|
|
|
Discretionary benefit - available after two years membership |
Key Facts - Out-patient Charges |
|---|
| Complementary medicine |
|---|
|
|
Full refund |
| Diagnostic tests (excluding scans) |
|---|
|
|
Full refund |
| GP referred consultations |
|---|
|
|
Full refund |
| Physiotherapy consultant referred |
|---|
|
|
Full refund |
| Physiotherapy GP referred |
|---|
|
|
Full refund |
| Psychiatric cover |
|---|
|
|
Full refund |
| Radiotherapy / Chemotherapy |
|---|
|
|
Full refund |
| Scans - MRI / CT / PET |
|---|
|
|
Full refund |
| Surgical Procedures |
|---|
|
|
Full refund in a Participating Network hospital |
Key Facts - Additional Benefits |
|---|
| NHS cash benefit |
|---|
|
|
£50 a night for 35 nights per benefit year |
| Nursing at home |
|---|
|
|
£600 pa (following in-patient treatment) |
| Parental accommodation |
|---|
|
|
Covered in full (child under 12 yrs insured on policy) |
| Primary care |
|---|
|
|
Not covered |
| Private ambulance |
|---|
|
|
Full refund |
Additional Benefits |
|---|
| Alcohol & drug abuse |
|---|
|
|
Discretionary |
| Annual maximum limit |
|---|
|
|
No annual maximum |
| Children covered |
|---|
|
|
Up to age 24 |
| Chiropractors & Osteopaths |
|---|
|
|
Full refund |
| Dental treatment |
|---|
|
|
Certain Oral Surgical procedures covered |
| GP minor surgery |
|---|
|
|
Not covered |
| GP Referred Chiropody, Podiatry or Homeopathy |
|---|
|
|
Full refund Homeopathy. Chiropody and Podiatry are not covered |
| Hospice care cash benefit |
|---|
|
|
Not covered |
| Infertility investigations |
|---|
|
|
Available after 2 years of membership |
| Maternity cash benefit |
|---|
|
|
Not covered |
| Optional cash benefit |
|---|
|
|
Not covered |
| Out of pocket expenses |
|---|
|
|
Not covered |
| Overseas cover |
|---|
|
|
Overseas and repatriation - Discretionary benefit |
| Personal & total disability benefit |
|---|
|
|
Not covered |
| Post hospital recovery bonus |
|---|
|
|
Not covered |
| Pregnancy |
|---|
|
|
Complications covered - provided mother member for 12 months |
| Stress counselling helpline |
|---|
|
|
Not available on this scheme (separate product available) |
| Transplants |
|---|
|
|
Not covered |
Registration 
