Providing information and support for PMI professionals
within the Private Medical Insurance Industry.
Home | Contact | Subscription | Terms & Conditions | About us | Support
Login     Registration

CIGNA HealthCare UK - Managed Care

Caring medical insurance with long-term cost control



Now you can take care of your employees’ health in the most cost-effective way. Our unique Large Corporate Medical Plan gives you benefits on many levels and at different stages; you’ll see a measurable return on your investment. Ultimately, you’ll benefit from healthier, more satisfied employees, optimising your business success.

It’s the best way to care for your staff’s health and wellbeing. As part of a comprehensive benefits package, the peace of mind it creates can help to attract and retain high calibre staff.

Our wide options (insured, self-insured and trusts), flexibility and specialist advice ensures that your cover will fit with your requirements and budget. We even manage scheme mergers, ensuring the result is best for the employer and employee.

Whenever an employee falls ill, our unique Managed Care will nurse them back to health more quickly. Through the caring phone support of a highly qualified nurse, your employee will receive the right treatment and faster, avoiding unnecessary delays and frustration. We pioneered Managed Care - and we’re still the only insurer who provides this on such a big scale. Any of your employees can speak with our Nursing Helpline at any time.

Other plan benefits include:

* Specialist consultation fees
* Hospital accommodation charges
* Surgeon's, anaesthetist's and physician fees
* Charges for diagnostic tests (X-rays, scans, blood tests etc.)
* Day-case treatment

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
Full cover up to levels within CIGNA hospital directory
Surgeon / Consultant / Specialist & Anaesthetists fees
Full cover up to levels within CIGNA fee schedule
Physicians fees & diagnostic tests
Full cover up to levels within CIGNA fee schedule
Cancer Treatment Costs - Chemotherapy / Radiotherapy
Full cover - subject to CIGNA approved treatment list
Psychiatric treatment
Up to £10,000 per year

Key Facts - Out-patient Charges

Complementary medicine
In full where recommended by and under the overall control of the treating specialist
Diagnostic tests (excluding scans)
Full cover
GP referred consultations
Full cover
Physiotherapy consultant referred
Full cover
Physiotherapy GP referred
Full refund
Psychiatric cover
Up to £10,000 (taken from overall £10,000 benefit pa-together with in-patient treatment benefit)
Radiotherapy / Chemotherapy
Full refund
Scans - MRI / CT / PET
Full refund (on Specialist referral)
Surgical Procedures
Full refund

Key Facts - Additional Benefits

NHS cash benefit
Available subject to agreement
Nursing at home
Full refund. If recommended by a specialist immediately after hospital
treatment on a full time basis for treatment which would normally be provided in a hospital for up to 180 days in any one year of insurance
Parental accommodation
Full refund (Parent staying with a child under the age of 12 - reasonable costs of staying in same hospital for up to 30 days in and one year of insurance)
Primary care
Not covered
Private ambulance
£200

Additional Benefits

Alcohol & drug abuse
This benefit falls within the Psychiatric benefit detailed above
Annual maximum limit
No annual maximum
Children covered
If applicable
Chiropractors & Osteopaths
£250
Dental treatment
Not covered
Discretionary Benefit Option (DBO)
Available subject to agreement
GP minor surgery
Full cover
GP Referred Chiropody, Podiatry or Homeopathy
In full where recommended by and under the overall control of the treating specialist
Hospice donation
Not covered
Infertility investigations
Not covered
Maternity cash benefit
Available subject to agreement
Optional cash benefit
Not covered
Out of pocket expenses
Varies
Overseas cover
Up to UK limits and subject to a cumulative total of 90 days in any one year
Personal & total disability benefit
Not covered
Post hospital recovery bonus
Not covered
Pregnancy
Not covered
Stress counselling helpline
Available subject to agreement
Transplants
Not covered
 
Insurer & Benefits: Insurers, Featured Insurers
Find a broker: Find a Broker
ABOUT SSL CERTIFICATES