Insurer & Benefits | Find a broker | |||
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Key Facts - In-patient & Day Case Charges | |
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Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
Full cover up to levels within CIGNA hospital directory | |
Surgeon / Consultant / Specialist & Anaesthetists fees | |
Full cover up to levels within CIGNA fee schedule | |
Physicians fees & diagnostic tests | |
Full cover up to levels within CIGNA fee schedule | |
Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
Full cover - subject to CIGNA approved treatment list | |
Psychiatric treatment | |
Up to £10,000 per year | |
Key Facts - Out-patient Charges | |
Complementary medicine | |
In full where recommended by and under the overall control of the treating specialist | |
Diagnostic tests (excluding scans) | |
Full cover | |
GP referred consultations | |
Full cover | |
Physiotherapy consultant referred | |
Full cover | |
Physiotherapy GP referred | |
Full refund | |
Psychiatric cover | |
Up to £10,000 (taken from overall £10,000 benefit pa-together with in-patient treatment benefit) | |
Radiotherapy / Chemotherapy | |
Full refund | |
Scans - MRI / CT / PET | |
Full refund (on Specialist referral) | |
Surgical Procedures | |
Full refund | |
Key Facts - Additional Benefits | |
NHS cash benefit | |
Available subject to agreement | |
Nursing at home | |
Full refund. If recommended by a specialist immediately after hospital treatment on a full time basis for treatment which would normally be provided in a hospital for up to 180 days in any one year of insurance |
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Parental accommodation | |
Full refund (Parent staying with a child under the age of 12 - reasonable costs of staying in same hospital for up to 30 days in and one year of insurance) | |
Primary care | |
Not covered | |
Private ambulance | |
£200 | |
Additional Benefits | |
Alcohol & drug abuse | |
This benefit falls within the Psychiatric benefit detailed above | |
Annual maximum limit | |
No annual maximum | |
Children covered | |
If applicable | |
Chiropractors & Osteopaths | |
£250 | |
Dental treatment | |
Not covered | |
Discretionary Benefit Option (DBO) | |
Available subject to agreement | |
GP minor surgery | |
Full cover | |
GP Referred Chiropody, Podiatry or Homeopathy | |
In full where recommended by and under the overall control of the treating specialist | |
Hospice donation | |
Not covered | |
Infertility investigations | |
Not covered | |
Maternity cash benefit | |
Available subject to agreement | |
Optional cash benefit | |
Not covered | |
Out of pocket expenses | |
Varies | |
Overseas cover | |
Up to UK limits and subject to a cumulative total of 90 days in any one year | |
Personal & total disability benefit | |
Not covered | |
Post hospital recovery bonus | |
Not covered | |
Pregnancy | |
Not covered | |
Stress counselling helpline | |
Available subject to agreement | |
Transplants | |
Not covered |
Insurer & Benefits: | Insurers, Featured Insurers |
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Find a broker: | Find a Broker |