WPA - Enterprise Flexible Benefits - Old - Pre June 2018

mycancerdrugs:
Pays for the expensive drugs the NHS denies.
Cover for licensed(1) cancer drugs that are not available on the NHS - Up to £50,000 lifetime benefit

(1) For further details please refer to ´A Guide to Your Group Policy´.
There is a 90 day deferment period for this cover. This option is not available if you already have private medical insurance with WPA or another provider.

Essential only
£150 per attendance for endoscopic investigations, MRI CT or PET scans and/or out-patient surgical procedures (including pain relief injections) with an overall combined benefit of £4,500 per person per policy year with NHS Cash benefit

Dental Option
75% of costs up to £250 per person per policy year for general dental treatment
£1,000 (up to £250 per episode, maximum 4 per year) for dental emergencies
£10,000 for serious dental problems,
£20,000 for dental injuries,

Other benefits
Full cover for hospital charges
Customary and reasonable fees, whilst in hospital for Specialist/Consultant fees
£200 for each night you spend in an NHS hospital for hospital cash benefit
Up to a maximum of 10 nights for parent and child
Rules apply.

Wellness:
Helps with the everyday healthcare costs and the extra costs when admitted to hospital.
Prescription Charges - 100% cash back up to £40
Specialist/Second Opinion - 100% cash back up to £250
Eye Test - 100% cash back up to £40
Optical Treatment - 75% cash back up to £150
Routine Dental Treatment - 75% cash back up to £150
Physiotherapy and other therapies - 75% cash back up to £300
GP Services - 75% cash back up to £150
Health Screening - 75% of the cost of a health screen up to £200
NHS Hospital In/Day-patient Admission - £65 per day/night for up to 20 days
Post Hospital Recovery Bonus - £400 after 7 consecutive nights in hospital
A&E Attendance* - £40 for each emergency attendance up to £80
Maternity Paternity - £200 each time you have a child
Health & Medical Information* - We provide 24/7 telephone support
Confidential Stress Counselling Service* - We provide 24/7 telephone support
Important - Please Note: There is a 10 month qualifying period for maternity/paternity benefit, 6 months for health screening and 1 month for all other benefits unless marked *.
* No qualifying period applies

A&E Abroad:
It´s like annual travel insurance - but without the baggage.
Treatment abroad including x-rays, tests, prescription medication, dental (1) Up to £150
Hospital treatment for medical emergencies overseas (including evacuation/repatriation) Up to £100,000
Worldwide multilingual network of medical professionals 24/7 telephone support

(1) Your £150 dental benefit under Wellness can also be claimed abroad.
Important - Please Note: Benefits apply for trips of no more than 21 days and a maximum total of 90 days abroad in each plan year. Excludes any trips to the USA or where the FCO advises against travel. We will not pay for any medical conditions from which you have previously suffered prior to joining this plan.

Worldwide Option provides emergency overseas treatment, Evacuation/Repatriation and family assistance is provided for trips abroad for up to 70 days per trip subject to an annual maximum of 180 days and an annual maximum benefit of £500,000
(Not USA)

Cosmetic Surgery: Option 1
Plastic surgery to repair looks after an accident or injury.
Up to £20,000 treatment costs for the upper body includes arms, face, neck & breasts

Please Note: Hands and Feet are excluded from cover. There is a 1 month qualifying period for Cosmetic Surgery. Benefits are only available for scars in excess of 1cm in length that have been caused by accidents and injuries. Deliberately self-inflicted injuries, disfigurement through illness or treatment received are not covered. We will not pay for any treatment which results from accident or injury sustained which has, or may be, the subject of a criminal proceeding or conviction, including road traffic offences.

Cosmetic Surgery: Option 2
Plastic surgery to repair looks after an accident or injury.
Up to £20,000 treatment costs for the lower body Includes stomach & legs

Please Note: Hands and Feet are excluded from cover. There is a 1 month qualifying period for Cosmetic Surgery. Benefits are only available for scars in excess of 1cm in length that have been caused by accidents and injuries. Deliberately self-inflicted injuries, disfigurement through illness or treatment received are not covered. We will not pay for any treatment which results from accident or injury sustained which has, or may be, the subject of a criminal proceeding or conviction, including road traffic offences.

Cosmetic Surgery: Option 3
Plastic surgery to repair looks after an accident or injury.
Up to £20,000 treatment costs for the total body

Please Note: Hands and Feet are excluded from cover. There is a 1 month qualifying period for Cosmetic Surgery. Benefits are only available for scars in excess of 1cm in length that have been caused by accidents and injuries. Deliberately self-inflicted injuries, disfigurement through illness or treatment received are not covered. We will not pay for any treatment which results from accident or injury sustained which has, or may be, the subject of a criminal proceeding or conviction, including road traffic offences.