Home > Freedom Healthnet Ltd - Freedom Diamond Plus

Freedom Healthnet Ltd - Freedom Diamond Plus

Caring for employee's health and well being is sound business practice, providing significant benefits to the company as well as it's staff.

Freedom Corporate Private Medical Insurance offers a new and exciting approach without the constraints associated with traditional products. It gives you the opportunity to introduce a healthcare package for all categories of employees, including their dependents if required, with unprecedented flexibility and at competitive cost.

Key features:

•Benefit for the employer. Productivity is increased by reducing time lost through incapacity and sickness.
•Benefit for the employee. The offer of private medical insurance for the employee and their family with unprecedented flexibility.
•Benefit for the company. Promotes a happy and loyal workforce, which will strengthen a company's relationship with their employees.

Benefits

Therapies option	All Yes No
Psychiatric care option	All Yes No
Rehabilitation option	All Yes No

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	No annual benefit limit, benefit paid for each procedure up to monetary limits
Surgeon / Consultant / Specialist & Anaesthetists fees
	No annual benefit limit, benefit paid for each procedure up to monetary limits
Physicians fees & diagnostic tests
	No annual benefit limit, benefit paid for each procedure up to monetary limits
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	No annual benefit limit, benefit paid for each procedure up to monetary limits
Psychiatric treatment
Psychiatric care option - No	Not covered
Psychiatric care option - Yes	Covered up to max £10,000 per policy year
Six week option
	Not available
Key Facts - Out-patient Charges
Complementary medicine
Therapies option - No	Not covered
Therapies option - Yes	£1,000 per policy year, GP referral up to 6 visits
Diagnostic tests (excluding scans)
	No annual limit
GP referred consultations
	No annual limit
Physiotherapy consultant referred
Therapies option - No	Limited to a maximum of £500
Therapies option - Yes	£500 in addition to the £500 included in out-patient cover
Physiotherapy GP referred
Therapies option - No	Limited to a maximum of £500
Therapies option - Yes	£500 in addition to the £500 included in out-patient cover
Psychiatric cover
Psychiatric care option - No	Not covered
Psychiatric care option - Yes	£1,500 per policy year (£100 excess per claim)
Radiotherapy / Chemotherapy
	No annual benefit limit
Scans - MRI / CT / PET
	No annual benefit limit
Surgical Procedures
	No annual benefit limit
Key Facts - Additional Benefits
NHS cash benefit
	Not covered
Nursing at home
Rehabilitation option - No	Not covered
Rehabilitation option - Yes	Full cover 28 Days
Parental accommodation
	Not covered
Primary care
	Not covered
Private ambulance
	No annual limit
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	None
Children covered
	21 years of age and unmarried (25 if in full-time education)
Chiropractors & Osteopaths
Therapies option - No	Not covered
Therapies option - Yes	£1,000 per policy year, GP referral up to 6 visits
Dental treatment
	Not covered
GP minor surgery
	Not covered
GP Referred Chiropody, Podiatry or Homeopathy
Therapies option - No	Not covered
Therapies option - Yes	£1,000 per policy year, GP referral up to 6 visits
Hospice care cash benefit
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	Not covered
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
Rehabilitation option - No	Not covered
Rehabilitation option - Yes	Recuperative care up to £1,000 per claim
Pregnancy
	Not covered
Stress counselling helpline
	Not covered
Transplants
	Not covered

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

No annual benefit limit, benefit paid for each procedure up to monetary limits

Surgeon / Consultant / Specialist & Anaesthetists fees

No annual benefit limit, benefit paid for each procedure up to monetary limits

Physicians fees & diagnostic tests

No annual benefit limit, benefit paid for each procedure up to monetary limits

Cancer Treatment Costs - Chemotherapy / Radiotherapy

No annual benefit limit, benefit paid for each procedure up to monetary limits

Psychiatric treatment

Psychiatric care option - No

Not covered

Psychiatric care option - Yes

Covered up to max £10,000 per policy year

Six week option

Not available

Key Facts - Out-patient Charges

Complementary medicine

Therapies option - No

Not covered

Therapies option - Yes

£1,000 per policy year, GP referral up to 6 visits

Diagnostic tests (excluding scans)

No annual limit

GP referred consultations

No annual limit

Physiotherapy consultant referred

Therapies option - No

Limited to a maximum of £500

Therapies option - Yes

£500 in addition to the £500 included in out-patient cover

Physiotherapy GP referred

Therapies option - No

Limited to a maximum of £500

Therapies option - Yes

£500 in addition to the £500 included in out-patient cover

Psychiatric cover

Psychiatric care option - No

Not covered

Psychiatric care option - Yes

£1,500 per policy year (£100 excess per claim)

Radiotherapy / Chemotherapy

No annual benefit limit

Scans - MRI / CT / PET

No annual benefit limit

Surgical Procedures

No annual benefit limit

Key Facts - Additional Benefits

NHS cash benefit

Not covered

Nursing at home

Rehabilitation option - No

Not covered

Rehabilitation option - Yes

Full cover 28 Days

Parental accommodation

Not covered

Primary care

Not covered

Private ambulance

No annual limit

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

None

Children covered

21 years of age and unmarried (25 if in full-time education)

Chiropractors & Osteopaths

Therapies option - No

Not covered

Therapies option - Yes

£1,000 per policy year, GP referral up to 6 visits

Dental treatment

Not covered

GP minor surgery

Not covered

GP Referred Chiropody, Podiatry or Homeopathy

Therapies option - No

Not covered

Therapies option - Yes

£1,000 per policy year, GP referral up to 6 visits

Hospice care cash benefit

Not covered

Infertility investigations

Not covered

Maternity cash benefit

Not covered

Optional cash benefit

Not covered

Out of pocket expenses

Not covered

Overseas cover

Not covered

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Rehabilitation option - No

Not covered

Rehabilitation option - Yes

Recuperative care up to £1,000 per claim

Pregnancy

Not covered

Stress counselling helpline

Not covered

Transplants

Not covered


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