Home > Freedom Healthnet Ltd - Freedom Gold

Freedom Healthnet Ltd - Freedom Gold

Caring for employee's health and well being is sound business practice, providing significant benefits to the company as well as it's staff.

Freedom Corporate Private Medical Insurance offers a new and exciting approach without the constraints associated with traditional products. It gives you the opportunity to introduce a healthcare package for all categories of employees, including their dependents if required, with unprecedented flexibility and at competitive cost.

Key features:

•Benefit for the employer. Productivity is increased by reducing time lost through incapacity and sickness.
•Benefit for the employee. The offer of private medical insurance for the employee and their family with unprecedented flexibility.
•Benefit for the company. Promotes a happy and loyal workforce, which will strengthen a company's relationship with their employees.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Up to annual benefit limit of £30,000, procedure benefit limit also applies
Surgeon / Consultant / Specialist & Anaesthetists fees
	Up to annual benefit limit of £30,000, procedure benefit limit also applies
Physicians fees & diagnostic tests
	Up to annual benefit limit of £30,000, procedure benefit limit also applies
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Up to annual benefit limit of £30,000, procedure benefit limit also applies
Psychiatric treatment
	Not covered
Six week option
	Not available
Key Facts - Out-patient Charges
Complementary medicine
	Not covered
Diagnostic tests (excluding scans)
	Full cover up to annual maximum of £1,000
GP referred consultations
	Full cover up to annual maximum of £1,000
Physiotherapy consultant referred
	Limited to a maximum of £500
Physiotherapy GP referred
	Limited to a maximum of £500
Psychiatric cover
	Not covered
Radiotherapy / Chemotherapy
	Full cover, up to annual aggregate policy cover maximum of £30,000
Scans - MRI / CT / PET
	Full cover, up to annual aggregate policy cover maximum of £30,000
Surgical Procedures
	Full cover up to annual maximum of £1,000
Key Facts - Additional Benefits
NHS cash benefit
	Not covered
Nursing at home
	Not covered
Parental accommodation
	Not covered
Primary care
	Not covered
Private ambulance
	Not covered
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	Annual benefit limit £30,000
Children covered
	21 years of age and unmarried (25 if in full-time education)
Chiropractors & Osteopaths
	Not covered
Dental treatment
	Not covered
GP minor surgery
	Not covered
GP Referred Chiropody, Podiatry or Homeopathy
	Not covered
Hospice care cash benefit
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	Not covered
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Not covered
Stress counselling helpline
	Not covered
Transplants
	Not covered

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Up to annual benefit limit of £30,000, procedure benefit limit also applies

Surgeon / Consultant / Specialist & Anaesthetists fees

Up to annual benefit limit of £30,000, procedure benefit limit also applies

Physicians fees & diagnostic tests

Up to annual benefit limit of £30,000, procedure benefit limit also applies

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Up to annual benefit limit of £30,000, procedure benefit limit also applies

Psychiatric treatment

Not covered

Six week option

Not available

Key Facts - Out-patient Charges

Complementary medicine

Not covered

Diagnostic tests (excluding scans)

Full cover up to annual maximum of £1,000

GP referred consultations

Full cover up to annual maximum of £1,000

Physiotherapy consultant referred

Limited to a maximum of £500

Physiotherapy GP referred

Limited to a maximum of £500

Psychiatric cover

Not covered

Radiotherapy / Chemotherapy

Full cover, up to annual aggregate policy cover maximum of £30,000

Scans - MRI / CT / PET

Full cover, up to annual aggregate policy cover maximum of £30,000

Surgical Procedures

Full cover up to annual maximum of £1,000

Key Facts - Additional Benefits

NHS cash benefit

Not covered

Nursing at home

Not covered

Parental accommodation

Not covered

Primary care

Not covered

Private ambulance

Not covered

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

Annual benefit limit £30,000

Children covered

21 years of age and unmarried (25 if in full-time education)

Chiropractors & Osteopaths

Not covered

Dental treatment

Not covered

GP minor surgery

Not covered

GP Referred Chiropody, Podiatry or Homeopathy

Not covered

Hospice care cash benefit

Not covered

Infertility investigations

Not covered

Maternity cash benefit

Not covered

Optional cash benefit

Not covered

Out of pocket expenses

Not covered

Overseas cover

Not covered

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Not covered

Stress counselling helpline

Not covered

Transplants

Not covered


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