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Freedom Healthnet Ltd - Freedom Your Choice Gold Level

Freedom to choose what you want from private medical insurance, is the keynote of Freedom Healthnet's product. We give you the opportunity to provide medical cover for yourself and your family with unprecedented flexibility at a competitive cost.

Key features


*Only standard industry exclusions apply

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
Up to annual benefit limit of £30,000, procedure benefit limit also applies
Surgeon / Consultant / Specialist & Anaesthetists fees
Up to annual benefit limit of £30,000, procedure benefit limit also applies
Physicians fees & diagnostic tests
Up to annual benefit limit of £30,000, procedure benefit limit also applies
Cancer Treatment Costs - Chemotherapy / Radiotherapy
Up to annual benefit limit of £30,000, procedure benefit limit also applies
Psychiatric treatment
Not covered
Six week option
Not available

Key Facts - Out-patient Charges

Complementary medicine
Not covered
Diagnostic tests (excluding scans)
Full cover up to annual maximum of £1,000
GP referred consultations
Full cover up to annual maximum of £1,000
Physiotherapy consultant referred
Limited to a maximum of £500
Physiotherapy GP referred
Limited to a maximum of £500
Psychiatric cover
Not covered
Radiotherapy / Chemotherapy
Full cover, up to annual aggregate policy cover maximum of £30,000
Scans - MRI / CT / PET
Full cover, up to annual aggregate policy cover maximum of £30,000
Surgical Procedures
Full cover up to annual maximum of £1,000

Key Facts - Additional Benefits

NHS cash benefit
Not covered
Nursing at home
Not covered
Parental accommodation
Not covered
Private ambulance
Not covered

Additional Benefits

Alcohol & drug abuse
Not covered
Annual maximum limit
Annual benefit limit £30,000
Children covered
21 years of age and unmarried (25 if in full-time education)
Chiropractors & Osteopaths
Not covered
Dental treatment
Not covered
Hospice donation
Not covered
Infertility investigations
Not covered
Maternity cash benefit
Not covered
Optional cash benefit
Not covered
Out of pocket expenses
Not covered
Overseas cover
Not covered
Personal & total disability benefit
Not covered
Post hospital recovery bonus
Not covered
Pregnancy
Not covered
Transplants
Not covered
 
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