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Bupa - Essential Cover

This scheme is now closed to new business customers

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
Full refund for participating network hospitals otherwise up to Bupa specified limits
Surgeon / Consultant / Specialist & Anaesthetists fees
Full refund for partnership consultants (otherwise up to Bupa specified limits)
Physicians fees & diagnostic tests
Full cover
Cancer Treatment Costs - Chemotherapy / Radiotherapy
Full cover
Psychiatric treatment
Not covered

Key Facts - Out-patient Charges

Complementary medicine
Not covered
Diagnostic tests (excluding scans)
Full refund
GP referred consultations
Not covered
Physiotherapy consultant referred
£150 and only payable if following and directly related to an in-patient stay
Physiotherapy GP referred
Not covered
Psychiatric cover
Not covered
Radiotherapy / Chemotherapy
Full refund
Scans - MRI / CT / PET
Full refund in a Bupa recognised imaging centre
Surgical Procedures
Full refund in a Participating Network hospital

Key Facts - Additional Benefits

NHS cash benefit
£50 per night (35 nights pa) - variable option on flat rate corporate schemes
Nursing at home
£600 pa (following in-patient treatment)
Parental accommodation
Covered in full (child under 12 yrs insured on policy)
Primary care
Not covered
Private ambulance
£80 per trip subject to annual maximum of £320

Additional Benefits

Alcohol & drug abuse
Not covered
Annual maximum limit
No annual maximum
Children covered
Up to age 24
Chiropractors & Osteopaths
Not covered
Dental treatment
Certain Oral Surgical procedures covered
GP minor surgery
Not covered
GP Referred Chiropody, Podiatry or Homeopathy
Not covered
Hospice care cash benefit
Not covered
Infertility investigations
Available after 2 years of membership
Maternity cash benefit
Not covered
Optional cash benefit
Not covered
Out of pocket expenses
Not covered
Overseas cover
Not covered
Personal & total disability benefit
Not covered
Post hospital recovery bonus
Not covered
Pregnancy
Complications covered - provided mother member for 12 months
Stress counselling helpline
Not available on this scheme (separate product available)
Transplants
Not covered
 
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