IR - WPA - Providental

Cover Level	All First Step Level 1 Level 2

Dental
Examinations
Cover Level - First Step	First Steps	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Cover Level - Level 1	Level 1	Not Covered
Cover Level - Level 2	Level 2	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
X-rays
Cover Level - First Step	First Steps	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Cover Level - Level 1	Level 1	Not Covered
Cover Level - Level 2	Level 2	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Scale & Polish
Cover Level - First Step	First Steps	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Cover Level - Level 1	Level 1	Not Covered
Cover Level - Level 2	Level 2	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Fillings
Cover Level - First Step	First Steps	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Cover Level - Level 1	Level 1	Not Covered
Cover Level - Level 2	Level 2	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Root canal treatment
Cover Level - First Step	First Steps	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Cover Level - Level 1	Level 1	Not Covered
Cover Level - Level 2	Level 2	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Surgical treatment
Cover Level - First Step	First Steps	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Cover Level - Level 1	Level 1	Not Covered
Cover Level - Level 2	Level 2	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Crowns, bridges etc
Cover Level - First Step	First Steps	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Cover Level - Level 1	Level 1	Not Covered
Cover Level - Level 2	Level 2	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Dentures
Cover Level - First Step	First Steps	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Cover Level - Level 1	Level 1	Not Covered
Cover Level - Level 2	Level 2	75% of treatment costs performed by a registered dental surgeon or dental hygienist in general dental surgery up to combined limit of £250 per policy year(1) There is a 3 month qualifying period before you can claim this benefit.
Other treatments
Cover Level - First Step	First Steps	Not Covered
Cover Level - Level 1	Level 1	Dental Injuries - £20,000 per policy year for in/day- and out-patient treatment under the care of a recognised Consultant Oral/Maxillo-Facial Surgeon or recognised specialist where injury has been caused by an external blow to the face, teeth or jaw. (1, 2 & 3) Defined Oral Problems - Up to £10,000 per policy year for in/day- and out-patient treatment under the care of a recognised Consultant Oral/Maxillo-Facial Surgeon or recognised specialist for any of the 6 defined conditions. (1, 2, 3 & 4)
Cover Level - Level 2	Level 2	Dental Emergencies - 75% of treatment costs for incidences of acute pain, swelling or a dental haemorrhage requiring an emergency dental appointment up to £250 per course of treatment up to £1,000 per policy year. (1) There is a 14 day qualifying period before you can claim this benefit Dental Injuries - £20,000 per policy year for in/day- and out-patient treatment under the care of a recognised Consultant Oral/Maxillo-Facial Surgeon or recognised specialist where injury has been caused by an external blow to the face, teeth or jaw. (1, 2 & 3) Defined Oral Problems - Up to £10,000 per policy year for in/day- and out-patient treatment under the care of a recognised Consultant Oral/Maxillo-Facial Surgeon or recognised specialist for any of the 6 defined conditions. (1, 2, 3 & 4)
Frequency of Treatment (limits per year)
Cover Level - First Step Cover Level - Level 1 Cover Level - Level 2	No limit
Annual maximums
Cover Level - First Step Cover Level - Level 1 Cover Level - Level 2	No overall annual maximum, see above for individual limits
Other benefits
Cover Level - First Step Cover Level - Level 1 Cover Level - Level 2	For full benefit details please refer to www.wpa.org.uk/dental where the WPA Dental Schedule is available. (1) To be paid in line with The WPA Dental Schedule. Where a claim is made under the General Dental Benefit, WPA Dental Schedule is applied to claims exceeding £120. (2) Also provides cover for NHS cash benefit of £200 per day/night up to £2,000 per policy year as well as benefit for Parent & Child hospital accommodation charges. (3) To be paid in line with customary and reasonable fees whilst in hospital. (4) The 6 defined conditions include treatment of oral cancer including reconstructive plastic surgery, treatment of tumour of the mouth or jaw, treatment of conditions of the salivary glands, surgical removal of retained buried roots, surgery to the temporomandibular joint and treatment of bone cyst of the jaw (ie: not tooth or gum cysts).

Cover Level - First Step

First Steps