IR - The Exeter - GoPrivate Health Plan

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	GoEssential - Paid in Full* Includes accommodation, nursing, theatre fees and consumables, surgical drugs and dressings, diagnostic tests, scans, physiotherapy, pathology and eligible prostheses for *in-patient* or day-patient treatment at a hospital on the GoEssentials Hospital List.
	GoTreat Cardiac and Emergency Admissions - Paid in full* The cover provided by GoEssentials is extended to cover ccardiac admissions and emergency admissions
Surgeon / Consultant / Specialist & Anaesthetists fees
	GoEssentials - Paid in Full* Surgeon's, anaesthetist's and physician's fees for in-patient or day-patient treatment at a hospital on the GoEssentials Hospital List
Physicians fees & diagnostic tests
	GoEssential - Paid in Full* Surgeon's, anaesthetist's and physician's fees for *in-patient* or day-patient treatment at a hospital on the GoEssentials Hospital List
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Not covered
	GoTreat - Cancer therapy - Up to £30,000 per year includes radiotherapy and chemotherapy under the management of an oncologist [to include monitoring when required during each course of active therapy] at a hospital on the GoEssentials list or the GoSelect list if this option has been chosen. Subject to the stated annual limit
Psychiatric treatment
	Not covered
Key Facts - Out-patient Charges
Complementary medicine
	Not covered
	GoComplementary - Complementary therapies - Up to £1,000 per year Treatment may be undertaken only following referral by your GP and administered by a practitioner whose name appears on the appropriate register and covers physiotherapy, osteopathy, chiropractic, podiatry, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics

Diagnostic tests (excluding scans)
	GoEssential - Pre-Admission Test - Paid in Full* These will be included as part of your in-patient/day-patient hospital charges providing they are carried out at the admitting hospital within the two weeks prior to your admission.
	Go Essential - Pre-Admission Test - Paid in FullThese will be included as part of your in-patient/day-patient hospital charges providing they are carried out at the admitting hospital within the two weeks prior to your admission. With GoExplore - limited cover - Up to £2,000 per year* Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate
	Go Essential - Pre-Admission Test - Paid in Full* These will be included as part of your in-patient/day-patient hospital charges providing they are carried out at the admitting hospital within the two weeks prior to your admission. With GoExplore - Unlimited cover - Paid in Full* Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate
GP referred consultations
	Not covered
	GoExplore - limited cover - Up to £2,000 per year Available for specialist consultations and *diagnostic tests* such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate
	GoExplore - Unlimited cover - Paid in full* Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate
Physiotherapy consultant referred
	Not covered
	GoComplementary - Complementary therapies - Up to £1,000 per year Treatment may be undertaken only following referral by your GP and administered by a practitioner whose name appears on the appropriate register and covers physiotherapy, osteopathy, chiropractic, podiatry, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics

Physiotherapy GP referred
	Not covered
	GoComplementary - Complementary therapies - Up to £1,000 per year Treatment may be undertaken only following referral by your GP and administered by a practitioner whose name appears on the appropriate register and covers physiotherapy, osteopathy, chiropractic, podiatry, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics

Psychiatric cover
	Not covered
Radiotherapy / Chemotherapy
	Not covered
	GoTreat - Cancer therapy - Up to £30,000 per year includes radiotherapy and chemotherapy under the management of an oncologist [to include monitoring when required during each course of active therapy] at a hospital on the GoEssentials list or the GoSelect list if this option has been chosen. Subject to the stated annual limit
Scans - MRI / CT / PET
	Not covered
	GoExplore - Unlimited cover - Paid in full* Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate
	GoExplore - limited cover - Up to £2,000 per year Available for specialist consultations and *diagnostic tests* such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate
Surgical Procedures
	GoEssential - Paid in full* A surgical procedure when performed by a specialist in a consulting room or at a hospital on the *Society's* GoEssentials *Hospital List* or any NHS hospital
Key Facts - Additional Benefits
NHS cash benefit
	GoTreat - £100 per day subject to GoEssentials overall max £2,000 per year Paid when the patient is admitted as an in-patient to a UK NHS hospital bed for eligible treatment which would be paid for under your medical insurance and no fees for treatment are incurred.[This benefit is still subject to the compulsory excess deduction where applicable.]
	GoEssential - £100 per day up to a max £2,000 per year. Paid when the patient is admitted as an in-patient to a UK NHS hospital bed for eligible treatment which would be paid for under your medical insurance and no fees for treatment are incurred. [This benefit can not be claimed for cardiac, cancer therapy or emergency admissions unless the Go Treat option has been chosen, and is still subject to the compulsory excess deduction where applicable.]
Nursing at home
	Not covered
Parental accommodation
	GoEssential - Paid in Full* Available for accommodation in a hospital on the Go Essential Hospital List for each day a parent or legal guardian needs to stay in hospital with a child insured under GoPrivate Health Plan. The child must be under the age of 12
Private ambulance
	Not covered
	GoTreat - Private Ambulance - Paid in Full* Payable for the cost of a private road ambulance to, from or between hospitals. The use of the ambulance must be medically essential and required in connection with eligible *in-patient* and day-patient treatment
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	Up to age 21
Chiropractors & Osteopaths
	Not covered
	GoComplementary - Complementary therapies - Up to £1,000 per year Treatment may be undertaken only following referral by your GP and administered by a practitioner whose name appears on the appropriate register and covers physiotherapy, osteopathy, chiropractic, podiatry, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics

Dental treatment
	No cover for any Orthodontic, Periodontal, dental condition or prosthetic dental work
Hospice donation
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	Not covered
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Not covered
Transplants
	Not covered
Other benefits

GoEssential - Paid in Full*
Includes accommodation, nursing, theatre fees and consumables, surgical drugs and dressings, diagnostic tests, scans, physiotherapy, pathology and eligible prostheses for in-patient or day-patient treatment at a hospital on the GoEssentials Hospital List.

GoTreat
Cardiac and Emergency Admissions - Paid in full*
The cover provided by GoEssentials is extended to cover ccardiac admissions and emergency admissions

GoEssentials - Paid in Full*
Surgeon's, anaesthetist's and physician's fees for in-patient or day-patient treatment at a hospital on the GoEssentials Hospital List

GoEssential - Paid in Full*
Surgeon's, anaesthetist's and physician's fees for in-patient or day-patient treatment at a hospital on the GoEssentials Hospital List

Not covered

GoTreat - Cancer therapy - Up to £30,000 per year
includes radiotherapy and chemotherapy under the management of an oncologist [to include monitoring when required during each course of active therapy] at a hospital on the GoEssentials list or the GoSelect list if this option has been chosen. Subject to the stated annual limit

Not covered

GoComplementary - Complementary therapies - Up to £1,000 per year
Treatment may be undertaken only following referral by your GP and administered by a practitioner whose name appears on the appropriate register and covers physiotherapy, osteopathy, chiropractic, podiatry, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics

GoEssential - Pre-Admission Test - Paid in Full*
These will be included as part of your in-patient/day-patient hospital charges providing they are carried out at the admitting hospital within the two weeks prior to your admission.

Go Essential - Pre-Admission Test - Paid in Full*These will be included as part of your in-patient/day-patient hospital charges providing they are carried out at the admitting hospital within the two weeks prior to your admission.
With
GoExplore - limited cover - Up to £2,000 per year
Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate

Go Essential - Pre-Admission Test - Paid in Full*
These will be included as part of your in-patient/day-patient hospital charges providing they are carried out at the admitting hospital within the two weeks prior to your admission.
With
GoExplore - Unlimited cover - Paid in Full*
Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate

Not covered

GoExplore - limited cover - Up to £2,000 per year
Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate

GoExplore - Unlimited cover - Paid in full*
Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate

Not covered

GoComplementary - Complementary therapies - Up to £1,000 per year
Treatment may be undertaken only following referral by your GP and administered by a practitioner whose name appears on the appropriate register and covers physiotherapy, osteopathy, chiropractic, podiatry, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics

Not covered

GoComplementary - Complementary therapies - Up to £1,000 per year
Treatment may be undertaken only following referral by your GP and administered by a practitioner whose name appears on the appropriate register and covers physiotherapy, osteopathy, chiropractic, podiatry, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics

Not covered

GoTreat - Cancer therapy - Up to £30,000 per year
includes radiotherapy and chemotherapy under the management of an oncologist [to include monitoring when required during each course of active therapy] at a hospital on the GoEssentials list or the GoSelect list if this option has been chosen. Subject to the stated annual limit

Not covered

GoExplore - Unlimited cover - Paid in full*
Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate

GoExplore - limited cover - Up to £2,000 per year
Available for specialist consultations and diagnostic tests such as x-rays, pathological tests, CT, PET & MRI scans. These entitlements include professional fees where appropriate

GoEssential - Paid in full*
A surgical procedure when performed by a specialist in a consulting room or at a hospital on the Society's GoEssentials Hospital List or any NHS hospital

GoTreat - £100 per day subject to GoEssentials overall max £2,000 per year
Paid when the patient is admitted as an in-patient to a UK NHS hospital bed for eligible treatment which would be paid for under your medical insurance and no fees for treatment are incurred.[This benefit is still subject to the compulsory excess deduction where applicable.]

GoEssential - £100 per day up to a max £2,000 per year.
Paid when the patient is admitted as an in-patient to a UK NHS hospital bed for eligible treatment which would be paid for under your medical insurance and no fees for treatment are incurred.
[This benefit can not be claimed for cardiac, cancer therapy or emergency admissions unless the Go Treat option has been chosen, and is still subject to the compulsory excess deduction where applicable.]

Not covered

GoEssential - Paid in Full*
Available for accommodation in a hospital on the Go Essential Hospital List for each day a parent or legal guardian needs to stay in hospital with a child insured under GoPrivate Health Plan. The child must be under the age of 12

Not covered

GoTreat - Private Ambulance - Paid in Full*
Payable for the cost of a private road ambulance to, from or between hospitals. The use of the ambulance must be medically essential and required in connection with eligible in-patient and day-patient treatment

Not covered

No annual maximum

Up to age 21

Not covered

GoComplementary - Complementary therapies - Up to £1,000 per year
Treatment may be undertaken only following referral by your GP and administered by a practitioner whose name appears on the appropriate register and covers physiotherapy, osteopathy, chiropractic, podiatry, speech therapy, occupational therapy, dietician, acupuncture, homeopathy and pain clinics

No cover for any Orthodontic, Periodontal, dental condition or prosthetic dental work

Not covered


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The Exeter - GoPrivate Health Plan

Benefits

Key Facts - In-patient & Day Case Charges

Key Facts - Out-patient Charges

Key Facts - Additional Benefits

Additional Benefits