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Bupa - Local HospitalCare
Bupa - Local HospitalCare
BUPA Local HospitalCare
BUPA Local HospitalCare offers cover for eligible diagnostic tests, hospital and aftercare treatment provided by BUPA-recognised consultants and therapists.
To reduce the subscription cost, BUPA Local HospitalCare excludes private consultations or therapies that take place before a day-patient or inpatient hospital treatment. However, your clients will of course be covered for the cost of consultations and therapies that are directly related to and follow their hospital stay. They will have cover for hospital treatment within the special nationwide network of BUPA partnership network hospitals. This is a smaller hospital network than we offer on some of our other plans, but can be found in most areas.
key benefits?
Low-cost entry point to the PMI market and also operates as a business retention tool
Full cover for eligible inpatient and day-patient treatment carried out in a BUPA partnership network hospital, by a partnership network consultation
Up to £500 benefit per membership year for consultations and therapists' fees, when following and directly related to day-patient and inpatient treatment only
Cover for outpatient pathology, radiology and diagnostic tests
Cover for eligible private hospital treatment following an accident or emergency admission
Cover for injuries arising from dangerous hobbies
Available with the option of an excess. Your clients can choose from £100, £150, £200, £250 and £500 per person per benefit year
Benefits
Key Facts - In-patient & Day Case Charges |
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| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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Full refund for partnership hospitals otherwise up to Bupa specified limits |
| Surgeon / Consultant / Specialist & Anaesthetists fees |
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Full refund for partnership consultants (otherwise up to Bupa specified limits) |
| Physicians fees & diagnostic tests |
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Full refund |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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Full refund |
| Psychiatric treatment |
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Not covered |
Key Facts - Out-patient Charges |
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| Complementary medicine |
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Not covered |
| Diagnostic tests (excluding scans) |
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Full refund for pathology |
| GP referred consultations |
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£500 pa for out-patient consultations and therapy when related or following in-patient stay or day-case treatment |
| Physiotherapy consultant referred |
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£500 pa for other out-patient consultations and therapy when related or following in-patient stay or day-case treatment |
| Physiotherapy GP referred |
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£500 pa for other out-patient consultations and therapy when related or following in-patient stay or day-case treatment |
| Psychiatric cover |
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Not covered |
| Radiotherapy / Chemotherapy |
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Full refund |
| Scans - MRI / CT / PET |
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Full refund |
| Surgical Procedures |
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Cover provided under in-patient or out-patient benefits. Refer to those limits for details |
Key Facts - Additional Benefits |
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| NHS cash benefit |
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Not covered |
| Nursing at home |
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£600 pa. Further cover maybe available at Bupa's discretion |
| Parental accommodation |
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Full refund (child under 12 years old) |
| Private ambulance |
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Up to £60 per trip subject to an annual maximum of £120 |
Additional Benefits |
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| Alcohol & drug abuse |
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Not covered |
| Annual maximum limit |
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No annual maximum |
| Children covered |
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21 years of age and unmarried (24 if in full time education) |
| Chiropractors & Osteopaths |
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Not covered |
| Dental treatment |
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Oral surgery only |
| Hospice donation |
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Not covered |
| Infertility investigations |
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Not covered |
| Maternity cash benefit |
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Not covered |
| Optional cash benefit |
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Not covered |
| Out of pocket expenses |
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Not covered |
| Overseas cover |
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Not covered |
| Personal & total disability benefit |
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Not covered |
| Post hospital recovery bonus |
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Not covered |
| Pregnancy |
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Complications covered - provided the mother has been a member for 12 months. Includes caesarean sections which are medically necessary |
| Transplants |
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Not covered |
Registration 
