Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| 100% of costs | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| 100% of costs | |
| Physicians fees & diagnostic tests | |
| 100% of costs | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| 100% of costs | |
| Organ transplant | |
| 100% of costs up to a lifetime maximum of US$100,000 | |
| Outside area of cover limit for USA / Canada | |
| 60 days coverage (Accidents & Emergencies only) | |
| Prosthetic devices | |
| Not covered | |
| Psychiatric treatment | |
| Not covered | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
| Not covered | |
| Diagnostic tests (excluding scans) | |
| 100% of cost up to US$1,000 (part of the overall combined US$1,000 for expenses of well child care, gynaecological tests, out-patient physician, out-patient paramedical fees, out-patient X-rays and laboratory tests, out-patient prescription drugs) | |
| GP referred consultations | |
| 75% of cost up to US$1,000 (part of the overall combined US$1,000 for expenses of well child care, gynaecological tests, out-patient physician, out-patient paramedical fees, out-patient X-rays and laboratory tests, out-patient prescription drugs) | |
| Physiotherapy consultant referred | |
| Not covered | |
| Physiotherapy GP referred | |
| Not covered | |
| Psychiatric cover | |
| Not covered | |
| Radiotherapy / Chemotherapy | |
| Not covered | |
| Scans - MRI / CT / PET | |
| 100% of cost up to US$1,000 (part of the overall combined US$1,000 for expenses of well child care, gynaecological tests, out-patient physician, out-patient paramedical fees, out-patient X-rays and laboratory tests, out-patient prescription drugs) | |
| Surgical Procedures | |
| 100% of costs | |
| Vaccinations administered by a medical practitioner | |
| 100% of costs | |
Key Facts - Additional Benefits | |
| Cash benefit if the treatment is received completely free of charge | |
US$50 per day up to maximum 30 days per year plus US$150 per day up to maximum 50 days per year cash benefit when receiving treatment in a charging hospital |
|
| Nursing at home | |
| Not covered | |
| Parental accommodation | |
| US$150 per day maximum 30 days per year | |
| Private ambulance | |
| 100% of costs | |
Additional Benefits | |
| 24 Hour emergency helpline | |
| 24hr / 7 days a week | |
| Accompanying relative travel & accomodation | |
| Covered | |
| AIDS / HIV treatment | |
| 100% of costs up to a lifetime maximum of US$20,000 | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| US$1,000,000 annual maximum | |
| Children covered | |
| Covered | |
| Chinese medicine | |
| Not covered | |
| Chiropractors & Osteopaths | |
| Not covered | |
| Chronic conditions & palliative care | |
| 100% of costs up to a lifetime maximum of US$20,000 | |
| Compassionate home visit | |
| In the event of the death of a close relative (spouse, parent, child, brother or sister) 100% of costs of a round trip airline ticket to attend a funeral up to a maximum US$5,000 per person | |
| Cover for new born children | |
| 100% of cost up to US$1,000 (part of the overall combined US$1,000 for expenses of well child care, gynaecological tests, out-patient physician, out-patient paramedical fees, out-patient X-rays and laboratory tests, out-patient prescription drugs. Subject to application or notice received within 4 weeks of D.O.B | |
| Cremation / burial or repatriation of remains | |
| 100% of costs (Repatriation of remains only) | |
| Dental treatment | |
Optional Dental Benefit available (6 months waiting period): 100% of costs up to US$2,000 for Preventative & General Dental Care 50% of costs up to US$2,000 (US$500 per tooth) for Dental Crowns, Bridges, Dentures & Implants 50% of costs up to a lifetime maximum US$2,000 for Orthodontic treatment |
|
| Emergency medical evacuation & medical repatriation | |
| 100% of costs | |
| Extended care facility | |
| Not covered | |
| Health Screening | |
| 75% of cost up to US$1,000 (part of the overall combined US$1,000 for expenses of well child care, gynaecological tests, out-patient physician, out-patient paramedical fees, out-patient X-rays and laboratory tests, out-patient prescription drugs) | |
| Hormone replacement therapy | |
| Not covered | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| Not covered | |
| Overseas cover | |
| Covered | |
| Personal & total disability benefit | |
| US$25,000 per member (over the age of 18 years old). Optional limit available up to US$125,000 | |
| Policy excess | |
| Excess of US$250 or US$1,000 for each person each year | |
| Optional co-payment of 10%, 20% and 30% | |
| Pre-existing conditions | |
| Not covered | |
| Pregnancy complications | |
| 100% of cost up to US$10,000 (12 months waiting period) | |
| Presciption drugs, dressings and medicines | |
| 75% of cost up to US$1,000 (part of the overall combined US$1,000 for expenses of well child care, gynaecological tests, out-patient physician, out-patient paramedical fees, out-patient X-rays and laboratory tests, out-patient prescription drugs) | |
| Rehabilitation | |
| Not covered | |
| Routine maternity cover | |
| 100% of cost up to US$3,000 (12 months waiting period) | |
| Sight / vision benefit | |
| Not covered | |
| Stabilisation of acute chronic episode | |
| 100% of costs up to a lifetime maximum of US$20,000 | |
| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |