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The Exeter - Resident Health Plan

No longer available to new business customers

2 levels of cover for those who are in resident in Portugal, Spain, Cyprus or France (where appropriate).  Premiums and benefits are payable in euro. 

Resident Health Plan is an age attained plan.

This plan includes a €100 compulsory excess.

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
Level 2 = Paid in full; Level 1 = €30,000 pa
Surgeon / Consultant / Specialist & Anaesthetists fees
Level 2 = Paid in full; Level 1 = €30,000 pa
Physicians fees & diagnostic tests
Level 2 = Paid in full; Level 1 = €30,000 pa
Cancer Treatment Costs - Chemotherapy / Radiotherapy
Oncology benefit - Level 2 = €75,000 pa; Level 1 = €30,000 pa
Psychiatric treatment
Not covered

Key Facts - Out-patient Charges

Complementary medicine
(such as Physiotherapy, Osteopathy & Chiropractic treatment) Level 2 = €250 pa; Level 1 = No benefit available
Diagnostic tests (excluding scans)
Within out-patient services benefit: Level 2 = €2,500 pa; Level 1 = €1,500 pa
GP referred consultations
Within out-patient services benefit: Level 2 = €2,500 pa; Level 1 = €1,500 pa
Physiotherapy consultant referred
(such as Physiotherapy, Osteopathy & Chiropractic treatment) Level 2 = €250 pa; Level 1 = No benefit available
Physiotherapy GP referred
(such as Physiotherapy, Osteopathy & Chiropractic treatment) Level 2 = €250 pa; Level 1 = No benefit available
Psychiatric cover
Not covered
Radiotherapy / Chemotherapy
Oncology benefit - Level 2 = €75,000 pa; Level 1 = €30,000 pa
Scans - MRI / CT / PET
Within out-patient services benefit: Level 2 = €2,500 pa; Level 1 = €1,500 pa
Surgical Procedures
Within out-patient services benefit: Level 2 = €2,500 pa; Level 1 = €1,500 pa

Key Facts - Additional Benefits

NHS cash benefit
Not covered
Nursing at home
Level 2 = €250 pa; Level 1 = No benefit available.
Parental accommodation
Not covered
Private ambulance
Level 2 = €250 pa; Level 1 = No benefit available.

Additional Benefits

Alcohol & drug abuse
Not covered
Annual maximum limit
Level 2 = No annual maximum; Level 1 = subject to individual benefit limits
Children covered
Up to age 21
Chiropractors & Osteopaths
Within complementary treatment benefit: Level 2 = €250 pa; Level 1 = No benefit available
Dental treatment
Not covered
Hospice donation
Not covered
Infertility investigations
Not covered
Maternity cash benefit
Not covered
Optional cash benefit
Not covered
Out of pocket expenses
Not covered
Overseas cover
Cover for those resident in Portugal, Spain, Cyprus or France (where appropriate). UK cover available with Level 2
Personal & total disability benefit
Not covered
Post hospital recovery bonus
Not covered
Pregnancy
Not covered
Transplants
Not covered
 
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