VitalityHealth - Corporate healthcare "Old"

Core Healthcare:
Full cover

Core Healthcare:
Full cover

Core Healthcare:
Full cover

Core Healthcare:
Full cover

Additional modules:
Level 1: Full cover max 28 days in & day-patient pa & £500 out-patient pa

Additional modules:
Level 2: Full cover max 28 days in & day-patient pa & £1,000 out-patient pa

Additional modules:
Level 3: Full cover max 28 days in & day-patient pa & £1,500 out-patient pa

Additional modules:
Level 4: Full cover max 45 days in & day-patient pa & £2,500 out-patient pa

Additional modules:
Level 5: Full cover max 45 days in & day-patient pa & full cover out-patient pa

Additional modules:
Level 6: Full cover in & day-patient pa & full cover out-patient pa

Additional modules:
Additional Therapies
Level 1 : Up to £350 per plan year, GP or Specialist referral - Chiropractic, Osteopathy, Chiropody/Podiatry, Acupuncture, Homeopathy and two consultations with a Dietician

Additional modules:
Additional Therapies
Level 2 : Full cover, GP or Specialist referral - Chiropractic, Osteopathy, Chiropody/Podiatry, Acupuncture, Homeopathy and two consultations with a Dietician

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Additional modules:
Level 1: Full cover max 28 days in & day-patient pa & £500 out-patient pa

Additional modules:
Level 2: Full cover max 28 days in & day-patient pa & £1,000 out-patient pa

Additional modules:
Level 3: Full cover max 28 days in & day-patient pa & £1,500 out-patient pa

Additional modules:
Level 4: Full cover max 45 days in & day-patient pa & £2,500 out-patient pa

Additional modules:
Level 5: Full cover max 45 days in & day-patient pa & full cover out-patient pa

Additional modules:
Level 6: Full cover in & day-patient pa & full cover out-patient pa

Core Healthcare:
Full cover

Core Healthcare:
Full cover

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Core Healthcare: Level 1
- In-patient Cash Benefit: £50 per night up to a total of £3,000 per plan year
- NHS day-patient cash benefit: £50 per day up to a total of £500 per plan year

Core Healthcare: Level 2
- In-patient Cash Benefit: £100 per night up to a total of £3,000 per plan year
- NHS day-patient cash benefit: £50 per day up to a total of £500 per plan year

Core Healthcare: Level 3
- In-patient Cash Benefit: £150 per night up to a total of £3,000 per plan year
- NHS day-patient cash benefit: £75 per day up to a total of £500 per plan year

Core Healthcare: Level 4
- In-patient Cash Benefit: £200 per night up to a total of £3,000 per plan year
- NHS day-patient cash benefit: £100 per day up to a total of £500 per plan year

Core Healthcare: Level 5
- In-patient Cash Benefit: £250 per night up to a total of £2,000 per plan year
- NHS day-patient cash benefit: £125 per day up to a total of £500 per plan year

Additional modules:
Core Enhancement:
Full cover for up to 13 weeks per plan year, plus Help at Home up to 3 hours per day for a maximum of 7 days per plan year

Additional modules:
Core Enhancement:
Full cover (for you to stay with your insured child under 14 while they receive in-patient treatment)

Additional modules:
Private GP:
Up to £300 per plan year towards consultations, prescriptions, minor surgery, and fees for completion of claim forms

Core Healthcare:
Full cover (on specialist recommendation)

Additional modules:
Additional Therapies
Level 1 : Up to £350 per plan year, GP or Specialist referral - Chiropractic, Osteopathy, Chiropody/Podiatry, Acupuncture, Homeopathy and two consultations with a Dietician

Additional modules:
Additional Therapies
Level 2 : Full cover, GP or Specialist referral - Chiropractic, Osteopathy, Chiropody/Podiatry, Acupuncture, Homeopathy and two consultations with a Dietician

Additional modules:
Core Enhancement:
Full cover for specified oral surgical procedures

Dental Cover Level 1:
• Crowns new or replacement : up to £300 per plan year
• Bridges/implants new or replacement : up to £200 per plan year
• Root canal treatment : up to £150 per plan year
• Apicectomy : up to £100 per plan year
• Extractions : up to £150 per plan year
• Dentures new or replacement : up to £250 per plan year
• Accidental dental : up to £2,500 per claim (max four claims per plan year)
• Emergency call-out fees : up to £50 per claim (max two claims per plan year)

Dental Cover Level 2:
• Maintenance routine examinations: up to £15 per claim (max two claims per plan year)
• Maintenance routine scaling and polishing: up to £25 per claim (max two claims per plan year)
• Maintenance dental x-ray up to £15 per claim (maximum two claims per plan year)
• Treatment fillings: up to £20 per claim (maximum two claims per plan year)
• Crowns new or replacement : up to £300 per plan year
• Inlay/onlay/overlay new or replacement : up to £50 per plan year
• Bridges/implants new or replacement : up to £200 per plan year
• Root canal treatment : up to £150 per plan year
• Apicectomy : up to £100 per plan year
• Extractions : up to £150 per plan year
• Dentures new or replacement : up to £250 per plan year
• Accidental dental : up to £2,500 per claim (max four claims per plan year)
• Emergency dental : up to £200 per claim (max two claims per plan year)
• Emergency call-out fees : up to £50 per claim (max two claims per plan year)

Dental Cover Level 3:
• Maintenance routine examinations: up to £30 per claim (max two claims per plan year)
• Maintenance routine scaling and polishing: up to £40 per claim (max two claims per plan year)
• Maintenance dental x-ray: up to £40 per claim (max two claims per plan year)
• Treatment fillings: up to £40 per claim (max two claims per plan year)
• Crowns new or replacement : up to £400 per plan year
• Inlay/onlay/overlay new or replacement : up to £100 per plan year
• Bridges/implants new or replacement : up to £300 per plan year
• Root canal treatment : up to £250 per plan year
• Apicectomy : up to £150 per plan year
• Extractions : up to £250 per plan year
• Dentures new or replacement : up to £350 per plan year
• Accidental dental : up to £2,500 per claim (max four claims per plan year)
• Emergency dental : up to £300 per claim (max two claims per plan year)
• Emergency call-out fees : up to £50 per claim (max two claims per plan year)

Additional modules:
Private GP:
Up to £300 per plan year towards consultations, prescriptions, minor surgery, and fees for completion of claim forms

Additional modules:
Core Enhancement:
Full cover per plan year subject to a 2-year qualifying period

Overseas Emergency Medical Expenses
Up to £50,000 per plan year

Travel Cover - Level 1 max 30 days per trip. Benefits are per person, per holiday/business trip unless otherwise stated. *A £50 excess applies.

Overseas medical expenses: full cover up to £5 million
• Healthcare cover if taken ill overseas including accommodation costs and travel expenses to remain behind with a sick member*
• Repatriation expenses (if required to be flown home)*
• Transfer of body or ashes back to the UK
• Cost of burial or cremation outside the UK up to £1,000
Other travel benefits:
• Loss or damage to personal baggage up to £1,000*
• Loss of personal money up to £500*
• Loss or damage to business machines up to £500*
• Missed departure up to £250*
• Cancelling or cutting short the trip up to £2,000*
• Personal accident up to £25,000
• Personal liability up to £2 million
• Loss of passport up to £250*
• Delayed baggage up to £100*
• Legal expenses up to £25,000
• Replacement employee travel costs up to £750*

Travel Cover - Level 2 max 120 days per trip. Benefits are per person, per holiday/business trip unless otherwise stated. *A £50 excess applies.
Overseas medical expenses: full cover up to £10 million
• Healthcare cover if taken ill overseas including accommodation costs and travel expenses to remain behind with a sick member*
• Repatriation expenses (if required to be flown home)*
• Transfer of body or ashes back to the UK
• Cost of burial or cremation outside the UK up to £1,000
Other travel benefits:
• Loss or damage to personal baggage up to £2,000*
• Loss of personal money up to £1,000*
• Loss or damage to business machines up to £1,000*
• Delayed departure up to £100
• Missed departure up to £500*
• Cancelling or cutting short the trip up to £4,000*
• Personal accident up to £25,000
• Personal liability up to £2 million
• Loss of passport up to £250*
• Delayed baggage up to £200*
• Legal expenses up to £25,000
• Replacement employee travel costs up to £1,000*
Winter sports – 21 days per plan year (in addition to the cover above)
• Loss or damage to ski or snowboarding equipment up to £500*
• Loss of ski pass up to £500*
• Piste closure £30 per day up to £500*
• Loss of use of hired skis and ski pass due to illness or injury up to £500*

Additional modules:
Core Enhancement:
Full cover for specified pregnancy complications

Maternity cover:
Up to £3,000 per pregnancy for private ante-natal and post-natal care. Member must have been covered for two years to claim this benefit

Preventative benefits:
Employee Assistance Programme: Unlimited access to a 24 hour confidential telephone service. Access to face to face counselling sessions if appropriate

Preventative benefits:
GP Consultation Line:
Unlimited calls to one of our practicing GP's

Preventative benefits
Nurse Helpline:
Unlimited calls to experienced nurses

Preventative benefits
Health Screening:
Vi5 health assessment with Nuffield Health or £300 if the assessment is not with Nuffield Health (one screen in every two years, 18 month qualifying period)

Preventative benefits:
Occupational Health
Level 1: Absence referrals, pre-employment questionnaires and telephone support (excludes the cost of related further medical evidence)

Preventative benefits:
Occupational Health
Level 2: Absence referrals, pre-employment questionnaires and telephone support (excludes the cost of related further medical evidence), including expenses related to any further medical evidence

All benefits are per person, per plan year, unless otherwise stated.
There is a one month waiting period before a claim can be made, although this is increased to ten months for the maternity/paternity benefit. The waiting period does not apply to optical care, dental care, accident admission and personal accident benefits. Also, we will not pay benefit for treatment of a pre-existing medical condition for the first 12 months of cover, except for optical care, dental care and accident admission. The maximum benefit payable for worldwide cover for in-patient treatment, hospital in-patient and accident admission is 40 nights in total per plan year. Terms, conditions and exclusions apply and these are provided in full in the documents that the member receives when the plan is taken out.
* We cover 75% of the fees incurred for these treatments.