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The Exeter - Health Cover for Me

Our aim is to provide you with simple, easy to understand cover which is designed to be used.

To help you understand and fully benefit from Health Cover for Me, we have kept both the plan itself and this website simple and transparent. http://www.exeterfriendly.co.uk/at-a-glance/

As a result there shouldn’t be any surprises for you when you come to claim.If you are looking at other insurers’ policies, please make sure you are happy that they are as open and will deliver the cover you thought you were buying, and do not contain hidden exclusions or confusing terms. It’s simple really.

Benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
Unlimited
Surgeon / Consultant / Specialist & Anaesthetists fees
Unlimited
Physicians fees & diagnostic tests
Unlimited
Cancer Treatment Costs - Chemotherapy / Radiotherapy
Unlimited
Psychiatric treatment
Not covered
Six week option
Not available

Key Facts - Out-patient Charges

Complementary medicine
Unlimited providing they are customary and reasonable costs
Diagnostic tests (excluding scans)
Unlimited
GP referred consultations
Unlimited providing they are customary and reasonable costs
Physiotherapy consultant referred
Unlimited providing they are customary and reasonable costs
Physiotherapy GP referred
Unlimited providing they are customary and reasonable costs
Psychiatric cover
Not covered
Radiotherapy / Chemotherapy
Unlimited
Scans - MRI / CT / PET
Unlimited
Surgical Procedures
Unlimited

Key Facts - Additional Benefits

NHS cash benefit
£250 per night
Nursing at home
Unlimited - Medically required home nursing following authorised in-patient and day-patient treatment.
Parental accommodation
Unlimited - You can stay in hospital with your child (up to the age of 18) if they are having treatment under the policy
Private ambulance
Unlimited

Additional Benefits

Alcohol & drug abuse
Not covered
Annual maximum limit
No annual maximum
Children covered
Up to the renewal after their 21st birthday, or their 25th birthday if they are in full time education.
Chiropractors & Osteopaths
Unlimited
Dental treatment
Cover solely for day & in-patient oral surgical procedures
Hospice donation
£250 per year (if the patient requires admission for care)
Infertility investigations
Not covered
Maternity cash benefit
Not covered
Optional cash benefit
Not covered
Out of pocket expenses
Not covered
Overseas cover
Not covered
Personal & total disability benefit
Not covered
Post hospital recovery bonus
Not covered
Pregnancy
Not covered
Transplants
Cover only for corneal and skin grafts. We also cover bone marrow & stem cell transplants for cancer
Other benefits
 
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