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The Exeter - Health Cover for Me
The Exeter - Health Cover for Me
Our aim is to provide you with simple, easy to understand cover which is designed to be used.
To help you understand and fully benefit from Health Cover for Me, we have kept both the plan itself and this website simple and transparent. http://www.exeterfriendly.co.uk/at-a-glance/
As a result there shouldn’t be any surprises for you when you come to claim.If you are looking at other insurers’ policies, please make sure you are happy that they are as open and will deliver the cover you thought you were buying, and do not contain hidden exclusions or confusing terms. It’s simple really.
Benefits
Key Facts - In-patient & Day Case Charges |
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings |
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Unlimited |
Surgeon / Consultant / Specialist & Anaesthetists fees |
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Unlimited |
Physicians fees & diagnostic tests |
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Unlimited |
Cancer Treatment Costs - Chemotherapy / Radiotherapy |
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Unlimited |
Psychiatric treatment |
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Not covered |
Six week option |
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Not available |
Key Facts - Out-patient Charges |
Complementary medicine |
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Unlimited providing they are customary and reasonable costs |
Diagnostic tests (excluding scans) |
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Unlimited |
GP referred consultations |
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Unlimited providing they are customary and reasonable costs |
Physiotherapy consultant referred |
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Unlimited providing they are customary and reasonable costs |
Physiotherapy GP referred |
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Unlimited providing they are customary and reasonable costs |
Psychiatric cover |
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Not covered |
Radiotherapy / Chemotherapy |
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Unlimited |
Scans - MRI / CT / PET |
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Unlimited |
Surgical Procedures |
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Unlimited |
Key Facts - Additional Benefits |
NHS cash benefit |
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£250 per night |
Nursing at home |
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Unlimited - Medically required home nursing following authorised in-patient and day-patient treatment. |
Parental accommodation |
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Unlimited - You can stay in hospital with your child (up to the age of 18) if they are having treatment under the policy |
Private ambulance |
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Unlimited |
Additional Benefits |
Alcohol & drug abuse |
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Not covered |
Annual maximum limit |
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No annual maximum |
Children covered |
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Up to the renewal after their 21st birthday, or their 25th birthday if they are in full time education. |
Chiropractors & Osteopaths |
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Unlimited |
Dental treatment |
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Cover solely for day & in-patient oral surgical procedures |
Hospice donation |
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£250 per year (if the patient requires admission for care) |
Infertility investigations |
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Not covered |
Maternity cash benefit |
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Not covered |
Optional cash benefit |
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Not covered |
Out of pocket expenses |
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Not covered |
Overseas cover |
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Not covered |
Personal & total disability benefit |
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Not covered |
Post hospital recovery bonus |
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Not covered |
Pregnancy |
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Not covered |
Transplants |
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Cover only for corneal and skin grafts. We also cover bone marrow & stem cell transplants for cancer |
Other benefits |