VitalityHealth - Personal healthcare "Old"

Core Healthcare:
Full cover

Core Healthcare:
Full cover

Core Healthcare:
Full cover

Core Healthcare:
Full cover

Psychiatric Treatment:
Full cover for up to 28 days per plan year

NHS wait option
By choosing the NHS wait option, it means that if the NHS can treat you promptly, you will receive your treatment from them. But if you have to wait longer than six weeks for in-patient or day-patient treatment, we will pay for treatment at a private hospital on your list.

Additional modules:
Additional Therapies:
Level 1 : Up to £350 per plan year, GP or Specialist referral - Chiropractic, Osteopathy, Chiropody/Podiatry, Acupuncture, Homeopathy and two consultations with a Dietician

Additional modules:
Additional Therapies:
Level 2 : Full cover, GP or Specialist referral - Chiropractic, Osteopathy, Chiropody/Podiatry, Acupuncture, Homeopathy and two consultations with a Dietician

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Psychiatric Treatment:
Up to £1,500 per plan year

Core Healthcare:
Full cover

Core Healthcare:
Full cover

Additional modules:
Out-patient Treatment : Level 1 - Up to £500 per plan year

Additional modules:
Out-patient Treatment : Level 2 - Up to £1,000 per plan year

Additional modules:
Out-patient Treatment : Level 3 - Full cover

Core Healthcare:
In-patient cash benefit = £250 per night (up to £2,000 per plan year)
Day-patient cash benefit = £125 per day (up to £500 per plan year)

Additional modules
Core Enhancement:
Home nursing: full cover for up to 13 weeks per plan year. Help at home: up to 3 hours per day for max 7 days per plan year

Home Care
Home nursing: full cover for up to 13 weeks per plan year. Help at home: up to 3 hours per day for a maximum of 7 days per plan year

Additional modules:
Core Enhancement:
Full cover (for you to stay with your insured child under 14 while they receive in-patient treatment)

Core Healthcare:
Full cover (on specialist recommendation)

Additional modules:
Additional Therapies:
Level 1 : Up to £350 per plan year, GP or Specialist referral - Chiropractic, Osteopathy, Chiropody/Podiatry, Acupuncture, Homeopathy and two consultations with a Dietician

Additional modules:
Additional Therapies:
Level 2 : Full cover, GP or Specialist referral - Chiropractic, Osteopathy, Chiropody/Podiatry, Acupuncture, Homeopathy and two consultations with a Dietician

Core Enhancement:
Full cover for specified oral surgical procedures

Dental Cover Level 1:
• Crowns new or replacement : up to £300 per plan year
• Bridges/implants new or replacement : up to £200 per plan year
• Root canal treatment : up to £150 per plan year
• Apicectomy : up to £100 per plan year
• Extractions : up to £150 per plan year
• Dentures new or replacement : up to £250 per plan year
• Accidental dental : up to £2,500 per claim (max four claims per plan year)
• Emergency call-out fees : up to £50 per claim (max two claims per plan year)

Dental Cover Level 2:
• Maintenance routine examinations: up to £15 per claim (max two claims per plan year)
• Maintenance routine scaling and polishing: up to £25 per claim (max two claims per plan year)
• Maintenance dental x-ray up to £15 per claim (max two claims per plan year)
• Treatment fillings: up to £20 per claim (max two claims per plan year)
• Crowns new or replacement : up to £300 per plan year
• Inlay/onlay/overlay new or replacement : up to £50 per plan year
• Bridges/implants new or replacement : up to £200 per plan year
• Root canal treatment : up to £150 per plan year
• Apicectomy : up to £100 per plan year
• Extractions : up to £150 per plan year
• Dentures new or replacement : up to £250 per plan year
• Accidental dental : up to £2,500 per claim (max four claims per plan year)
• Emergency dental : up to £200 per claim (max two claims per plan year)
• Emergency call-out fees : up to £50 per claim (max two claims per plan year)

Dental Cover Level 3:
• Maintenance routine examinations: up to £30 per claim (max two claims per plan year)
• Maintenance routine scaling and polishing: up to £40 per claim (max two claims per plan year)
• Maintenance dental x-ray: up to £40 per claim (max two claims per plan year)
• Treatment fillings: up to £40 per claim (max two claims per plan year)
• Crowns new or replacement : up to £400 per plan year
• Inlay/onlay/overlay new or replacement : up to £100 per plan year
• Bridges/implants new or replacement : up to £300 per plan year
• Root canal treatment : up to £250 per plan year
• Apicectomy : up to £150 per plan year
• Extractions : up to £250 per plan year
• Dentures new or replacement : up to £350 per plan year
• Accidental dental : up to £2,500 per claim (max four claims per plan year)
• Emergency dental : up to £300 per claim (max two claims per plan year)
• Emergency call-out fees : up to £50 per claim (max two claims per plan year)

Additional modules:
Core Enhancement:
Full cover per plan year subject to a 2-year qualifying period

Travel Cover - Level 1 max 30 days per trip. Benefits are per person, per holiday / business trip unless otherwise stated. *A £50 excess applies.

Overseas medical expenses: full cover up to £5 million
• Healthcare cover if taken ill overseas including accommodation costs and travel expenses to remain behind with a sick member*
• Repatriation expenses (if required to be flown home)*
• Transfer of body or ashes back to the UK
• Cost of burial or cremation outside the UK up to £1,000
Other travel benefits:
• Loss or damage to personal baggage up to £1,000*
• Loss of personal money up to £500*
• Missed departure up to £250*
• Cancelling or cutting short the trip up to £2,000*
• Personal accident up to £25,000
• Personal liability up to £2 million
• Loss of passport up to £250*
• Delayed baggage up to £100*
• Legal expenses up to £25,000

Travel Cover - Level 2 max 120 days per trip Benefits are per person, per holiday / business trip unless otherwise stated. *A £50 excess applies

Overseas medical expenses: full cover up to £10 million
• Healthcare cover if taken ill overseas including accommodation costs and travel expenses to remain behind with a sick member*
• Repatriation expenses (if required to be flown home)*
• Transfer of body or ashes back to the UK
• Cost of burial or cremation outside the UK up to £1,000
Other travel benefits:
• Loss or damage to personal baggage up to £2,000*
• Loss of personal money up to £1,000*
• Delayed departure up to £100
• Missed departure up to £500*
• Cancelling or cutting short the trip up to £4,000*
• Personal accident up to £25,000
• Personal liability up to £2 million
• Loss of passport up to £250*
• Delayed baggage up to £200*
• Legal expenses up to £25,000

Winter Sports Plan - 21 days per plan year (in addition to the cover above)
• Loss or damage to ski or snowboarding equipment up to £500*
• Loss of ski pass up to £500*
• Piste closure £30 per day up to £500*
• Loss of use of hired skis and ski pass due to illness or injury up to £500*

Additional modules:
Core Enhancement:
Full cover for specified pregnancy complications

Maternity cover:
Up to £3,000 per pregnancy for private ante-natal and post-natal care. Member must have been covered for two years to claim this benefit

Preventative benefits
Health Screening:
Vi5 health assessment with Nuffield Health or £300 if the assessment is not with Nuffield Health (one screen in every two years, 18 month qualifying period)

Member Assistance Programme:
Unlimited access to a 24 hour confidential telephone service. Access to face to face counselling sessions if appropriate

Private GP
Up to £300 per plan year towards consultations, prescriptions, minor surgery, and fees for completion of claim forms