Insurer & Benefits | Find a broker | |||
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Key Facts - In-patient & Day Case Charges | |
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Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
Full refund (in accordance with General and Medical fee guidelines) | |
Surgeon / Consultant / Specialist & Anaesthetists fees | |
Full refund (in accordance with General and Medical fee guidelines) | |
Physicians fees & diagnostic tests | |
Full refund (in accordance with General and Medical fee guidelines) | |
Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
Full refund (in accordance with General and Medical fee guidelines) | |
Psychiatric treatment | |
Up to 35 days per membership year £20,000 total payable | |
Six week option | |
Not available | |
Key Facts - Out-patient Charges | |
Complementary medicine | |
Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies | |
Diagnostic tests (excluding scans) | |
Full refund (in accordance with General and Medical fee guidelines) | |
GP referred consultations | |
Full refund (in accordance with General and Medical fee guidelines) | |
Physiotherapy consultant referred | |
Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies | |
Physiotherapy GP referred | |
Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies | |
Psychiatric cover | |
£1,000 in any membership year (in accordance with General and Medical fee guidelines) | |
Radiotherapy / Chemotherapy | |
Full refund (in accordance with General and Medical fee guidelines) | |
Scans - MRI / CT / PET | |
Full refund (in accordance with General and Medical fee guidelines) | |
Surgical Procedures | |
Full refund (in accordance with General and Medical fee guidelines) | |
Key Facts - Additional Benefits | |
NHS cash benefit | |
£250 per night per person (£7,500 maximum pa) | |
Nursing at home | |
£1,000 pa | |
Parental accommodation | |
£500 per year | |
Primary care | |
Private GP services up to £200 per membership year | |
Private ambulance | |
£500 per year | |
Additional Benefits | |
Alcohol & drug abuse | |
Not covered | |
Annual maximum limit | |
£1,000,000 pa | |
Children covered | |
From 30 days after birth up to the age of 21 (or 25 if still in full time education) | |
Chiropractors & Osteopaths | |
Therapies - Total amount for Therapies £500 per membership year, of which only £250 can be spent on complementary therapies | |
Dental treatment | |
Oro-surgical procedures included Routine consultations and treatment up to £200 per membership year |
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GP minor surgery | |
Private GP services up to £200 per membership year | |
GP Referred Chiropody, Podiatry or Homeopathy | |
Not covered | |
Hospice care cash benefit | |
Not covered | |
Infertility investigations | |
Not covered | |
Maternity cash benefit | |
£160 per child | |
Optional cash benefit | |
£100 per night Cash Benefit up to a maximum of £1000 per membership year if member has chosen the Freedom Hospital option when purchasing cover but elected to use a First Choice Hospital upon requiring eligible in-patient treatment. £100 is also available as a single payment for a Freedom member who elects to use a First Choice Hospital for eligible day-patient treatment. | |
Out of pocket expenses | |
Not covered | |
Overseas cover | |
£1,000,000 per year (travel medical expenses cover only available outside UK) | |
Personal & total disability benefit | |
£100 per month for 6 months | |
Post hospital recovery bonus | |
Not covered | |
Pregnancy | |
Complications of pregnancy (defined conditions only contact General & Medical for details) | |
Stress counselling helpline | |
24 hour advice line | |
Transplants | |
Not covered |
Insurer & Benefits: | Insurers, Featured Insurers |
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Find a broker: | Find a Broker |