WPA - Islander Enterprise Flexible Benefits

Because of its flexibility, Islander Enterprise Flexible Benefits is the ideal solution for any company's healthcare requirements - regardless of size and is available exclusively to company's based in the Channel Islands or the Isle of Man. It doesn't matter if your company has 3 employees, or 103, a package can be built to suit your company's requirements. An IPT excempt policy designed specifically to meet the needs of the Channel Islands and the Isle of Man.

There is an Essential package offering many of the benefits you would expect from Private Health Insurance along with six additional cover options Outpatient, Therapy, Worldwide, GP Fees, Dental and Islander Corporate Cash Plan. Any of these options can be added to all or just some of the employees.

Shared Responsibility is unique to WPA. It allows your company to save money on premiums and still provide valuable healthcare to your employees. By adopting a Shared Responsibility approach to PMI, premiums can be reduced by up to 50%.

How Shared Responsibility works:

1. The company chooses the personal annual limit for each employee.
2. The company receives an annual discount of between 10% and 50% on premiums.
3. WPA will pay 75% of all eligible claims up to the personal annual limit.
4. The employee pays the remaining 25%.
5. Once your employee has reached their personal annual limit, WPA will pay 100% of all eligible claims up until the next renewal date.