Registration 
| Insurer & Benefits | Find a broker | |||
|---|---|---|---|---|
Key Facts - In-patient & Day Case Charges | |
|---|---|
| Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
| Full cover | |
| Surgeon / Consultant / Specialist & Anaesthetists fees | |
| Full cover - subject to fees being reasonable and customary | |
| Physicians fees & diagnostic tests | |
| Full cover | |
| Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
| Full cover | |
| Psychiatric treatment | |
|
Psychiatric cover - Yes
|
Full cover (for up to 28 days for in-patient psychiatric treatment per policy year) |
|
Psychiatric cover - No
|
The benefit has been removed |
| Six week option | |
| Not available | |
Key Facts - Out-patient Charges | |
| Complementary medicine | |
|
Psychiatric cover - Yes
|
Up to £1,500 per person per year (limited to 10 sessions pa for GP-referred treatment after that referrals must be made by a specialist/consultant) - part of the overall £1,500 limit for Physiotherapy treatment, Therapies, and O/P Psychiatric |
|
Psychiatric cover - No
|
Up to £1,500 per person per year (limited to 10 sessions pa for GP-referred treatment after that referrals must be made by a specialist/consultant) - part of the overall £1,500 limit for Physiotherapy treatment and Therapies, |
| Diagnostic tests (excluding scans) | |
| Full cover | |
| GP referred consultations | |
|
Psychiatric cover - Yes
|
Up to £1,500 per person per year (limited to 10 sessions pa for GP-referred treatment after that referrals must be made by a specialist/consultant) - part of the overall £1,500 limit for Physiotherapy treatment, Therapies, and O/P Psychiatric |
|
Psychiatric cover - No
|
Up to £1,500 per person per year (limited to 10 sessions pa for GP-referred treatment after that referrals must be made by a specialist/consultant) - part of the overall £1,500 limit for Physiotherapy treatment and Therapies, |
| Physiotherapy consultant referred | |
|
Psychiatric cover - Yes
|
Up to £1,500 per person per year (limited to 10 sessions pa for GP-referred treatment after that referrals must be made by a specialist/consultant) - part of the overall £1,500 limit for Physiotherapy treatment, Therapies, and O/P Psychiatric |
|
Psychiatric cover - No
|
Up to £1,500 per person per year (limited to 10 sessions pa for GP-referred treatment after that referrals must be made by a specialist/consultant) - part of the overall £1,500 limit for Physiotherapy treatment and Therapies, |
| Physiotherapy GP referred | |
|
Psychiatric cover - Yes
|
Up to £1,500 per person per year (limited to 10 sessions pa for GP-referred treatment after that referrals must be made by a specialist/consultant) - part of the overall £1,500 limit for Physiotherapy treatment, Therapies, and O/P Psychiatric |
|
Psychiatric cover - No
|
Up to £1,500 per person per year (limited to 10 sessions pa for GP-referred treatment after that referrals must be made by a specialist/consultant) - part of the overall £1,500 limit for Physiotherapy treatment and Therapies, |
| Psychiatric cover | |
|
Psychiatric cover - Yes
|
Up to £1,500 per person per year - part of the overall £1,500 limit for Physiotherapy treatment, Therapies, and O/P Psychiatric |
|
Psychiatric cover - No
|
The benefit has been removed |
| Radiotherapy / Chemotherapy | |
| Full cover | |
| Scans - MRI / CT / PET | |
| Full cover | |
| Surgical Procedures | |
| Full cover | |
Key Facts - Additional Benefits | |
| NHS cash benefit | |
| £100 per night (following treatment as an NHS patient* up to a maximum of £2,000 pa) NHS day care benefit £50 per claim* | |
| Nursing at home | |
| Full cover with consultant's approval only if following a period of covered in-patient treatment (Limitations apply refer to member guide) | |
| Parental accommodation | |
| Full cover for a parent to accompany a child up to age 16. Plus £100 a night up to 5 nights for a close relative stay in a hotel | |
| Primary care | |
| Not covered | |
| Private ambulance | |
| £250 per person per policy year for transport to / from a hospital for medical reasons | |
Additional Benefits | |
| Alcohol & drug abuse | |
| Not covered | |
| Annual maximum limit | |
| No annual maximum | |
| Children covered | |
| children can be covered as dependants on a policy until the renewal date following their 25th birthday | |
| Chiropractors & Osteopaths | |
|
Psychiatric cover - Yes
|
Up to £1,500 per person per year - part of the overall £1,500 limit for Physiotherapy treatment, Therapies, and O/P Psychiatric |
|
Psychiatric cover - No
|
Up to £1,500 per person per year - part of the overall £1,500 limit for Physiotherapy treatment, and Therapies. |
| Dental treatment | |
| Specified oral procedures only in hospital | |
| GP minor surgery | |
| Not covered | |
| GP Referred Chiropody, Podiatry or Homeopathy | |
| Not covered | |
| Hospice care cash benefit | |
| Cancer only - £75 a day up to a maximum of 15 days for the lifetime of your membership | |
| Infertility investigations | |
| Not covered | |
| Maternity cash benefit | |
| £100 for each birth | |
| Optional cash benefit | |
| Not covered | |
| Out of pocket expenses | |
| Not covered | |
| Overseas cover | |
| Not covered | |
| Personal & total disability benefit | |
| Not covered | |
| Post hospital recovery bonus | |
| Not covered | |
| Pregnancy | |
| Full cover for specified abnormal pregnancy conditions | |
| Stress counselling helpline | |
| 24-hour claims stress counselling and medical advice line. Only available to members aged 16 years or over | |
| Transplants | |
| Not covered | |
| Other benefits | |
Cancer Enhancements Comprehensive cover enhancments when associated with cancer treatment: * up to £5,000 per policy year - Provision of external prosthesis * up to £150 per policy year - Purchase of wigs * New/experimental procedures - these will now be reviewed by the clinical team and considered for benefit * Experimental drug treatment - will be covered if part of an ethical trial and pre-agreed by us * Cancer follow-ups - No limit on cancer follow ups. * Radiotherapy and chemotherapy cash benefit - £50 up to £2,000 per year when you receive free treatment that would have been eligible for benefit privately |
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PHC Plus - Yes
|
Out of Hospital Network Paid up to the normal daily rates published and charged for a private hospital or day-patient unit not listed in the Directory of Hospitals. |
|
PHC Plus - Yes
|
Specialist Fees We will pay eligible treatment charges in full when they are made by a specialist or anaesthetist who is recognised. |
|
PHC Plus - Yes
|
Routine out-patient management of specified chronic conditions We will pay for out-patient routine follow-up consultations and associated diagnostic tests with a specialist for the purpose of monitoring the on-going control of a specified chronic condition. Specified chronic conditions are: angina, asthma, diabetes, epilepsy, heart valve problems, high blood pressure, glaucoma, osteoarthritis, rheumatoid arthritis, thyroid problems and ulcerative colitis. |
|
PHC Plus - Yes
|
Fees for visits for a private GP for consultations and GP minor surgery Up to £500 per person per year |
Health at Hand Unlimited video or telephone consultations through the AXA Doctor at Hand service, an online, private GP. |
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| Insurer & Benefits: | Insurers, Featured Insurers |
|---|---|
| Find a broker: | Find a Broker |