Insurer & Benefits | Find a broker | |||
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Executive Plus International Is our top level of cover. Combining the benefits of International and International Plus, Executive Plus International provides unlimited cover for out-patient services and with enhanced cover for organ transplants, routine dental treatment, maternity care and wellness benefit.
Key Facts - In-patient & Day Case Charges | |
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Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
Full refund | |
Surgeon / Consultant / Specialist & Anaesthetists fees | |
Full refund | |
Physicians fees & diagnostic tests | |
Full refund | |
Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
Full refund | |
Organ transplant | |
Up to £200,000 : $340,000 : €260,000 | |
Outside area of cover limit for USA / Canada | |
Full refund for up to 30 days in anyone policy period. Cover is in respect of emergency conditions and acute episodes of existing covered conditions only | |
Prosthetic devices | |
Full refund where surgically required | |
Psychiatric treatment | |
Full refund - up to 30 days In a registered psychiatric unit of a hospital. All benefits are conditional upon pre-authorisation from Us and all hreatment being administered under the direct control of a registered Psychiatrist |
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Key Facts - Out-patient Charges | |
Complementary medicine | |
Full refund (£100 :$170 : €130 excess per claim,course of treatment per diagnosed medical condition. Excess per claim can be waived by payment of an additional loading) | |
Diagnostic tests (excluding scans) | |
Full refund (£100 :$170 : €130 excess per claim,course of treatment per diagnosed medical condition. Excess per claim can be waived by payment of an additional loading) | |
GP referred consultations | |
Full refund (£100 :$170 : €130 excess per claim,course of treatment per diagnosed medical condition. Excess per claim can be waived by payment of an additional loading) | |
Physiotherapy consultant referred | |
Full refund (£100 :$170 : €130 excess per claim,course of treatment per diagnosed medical condition. Excess per claim can be waived by payment of an additional loading) | |
Physiotherapy GP referred | |
Full refund (£100 :$170 : €130 excess per claim,course of treatment per diagnosed medical condition. Excess per claim can be waived by payment of an additional loading) | |
Psychiatric cover | |
Up to £750 : $1,275 : €975 20% co-insurance One year waiting period applies |
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Radiotherapy / Chemotherapy | |
Full refund | |
Scans - MRI / CT / PET | |
Full refund | |
Surgical Procedures | |
Full refund (£100 :$170 : €130 excess per claim,course of treatment per diagnosed medical condition. Excess per claim can be waived by payment of an additional loading) | |
Vaccinations administered by a medical practitioner | |
Up to £150 : $255 : €195 for children only (no cover for adults) | |
Key Facts - Additional Benefits | |
Cash benefit if the treatment is received completely free of charge | |
£250 : $425 : €f325 per night (when in-patient treatment is provided free of charge - max 30 days per certificate period) | |
Nursing at home | |
Full refund (up to 26 weeks pa) | |
Parental accommodation | |
Full refund (where an insured child up to the age 17 is in hospital) | |
Private ambulance | |
Full refund (Road ambulance only) | |
Additional Benefits | |
24 Hour emergency helpline | |
24hr / 7 days a week medical information line. A service to answer general queries and provide information on medical issues | |
Accompanying relative travel & accomodation | |
Not covered | |
AIDS / HIV treatment | |
£10,000 : $17,000 : €13,000 lifetime limit Two year waiting period applies |
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Alcohol & drug abuse | |
Not covered | |
Annual maximum limit | |
All benefits are covered up to a max aggregate limit of £1,000,000 : $1,700,000 : €1,300,000 per insured person per year | |
Children covered | |
18 (or 23 if in full-time education) | |
Chinese medicine | |
Not covered | |
Chiropractors & Osteopaths | |
Full refund (£100 :$170 : €130 excess per claim,course of treatment per diagnosed medical condition. Excess per claim can be waived by payment of an additional loading) | |
Chronic conditions & palliative care | |
Available within covered benefits | |
Compassionate home visit | |
Not covered | |
Cover for new born children | |
Up to £5,000 : $8,500 : €6,500 20% co-insurance Only applicable when child is insured |
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Cremation / burial or repatriation of remains | |
Full refund up to £10,000 : $17,000 : €13,000 (only applies outside your home country. This benefit is not available to applicants aged 65 or over) | |
Dental treatment | |
Up to £500 : $850 : 650 (20% insurance) - Routine dental treatment Full refund - Dental treatment following an accident |
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Emergency medical evacuation & medical repatriation | |
Full refund | |
Extended care facility | |
Not covered | |
Health Screening | |
Up to £500 : $850 :€650 - 20% co-insurance Two year waiting period applies |
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Hormone replacement therapy | |
Not covered | |
Infertility investigations | |
Not covered | |
Maternity cash benefit | |
Not covered | |
Organ Transplants | |
Up to £200,000 : $340,000 : €260,000 | |
Overseas cover | |
Not covered | |
Personal & total disability benefit | |
Available through Optional Personal Accident Plan | |
Policy excess | |
Standard Policy Excess of £100 each medical condition for out-patient treatment only. Excess can be waived by payment of an additional 20% of the annual premium rate | |
Pre-existing conditions | |
Not covered | |
Pregnancy complications | |
Up to £25,000 : $42,500 : €32,500 30% co-insurance | |
Presciption drugs, dressings and medicines | |
Full refund (£100 :$170 : €130 excess per claim,course of treatment per diagnosed medical condition. Excess per claim can be waived by payment of an additional loading) | |
Rehabilitation | |
£100,000 : $170,000 : €130,000 lifetime limit | |
Routine maternity cover | |
Up to £10,000 : $17,000 : €13,000 - 30% co-insurance One year waiting period applies |
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Sight / vision benefit | |
Not covered | |
Stabilisation of acute chronic episode | |
Covered subject to the Policy terms and conditions and benefit inner limits and excesses | |
Well Baby Examination | |
Up to £5,000 : $8,500 : €6,500 20% co-insurance Only applicable when child is insured |
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Other benefits | |
Accident and Emergency Room Services Full refund |
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Post Hospital Treatment Covered under Out-patient Services when received within 90 days of in-patient treatment |
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