Home > Health-on-Line - Business Priority Health

Health-on-Line - Business Priority Health

Our Hospital List includes details of the hospitals where Business Priority Health members can go ahead with treatment knowing that their fees will be paid. Should you wish to use a hospital or specialist not on our list please see the Q&A at the back of this brochure. Priority Health Specialists are chosen specially to provide treatment to our customers. If you have treatment from them, you can relax knowing that their charges will be covered. You can see the full list of hospitals and specialists, in the Members’ Area of our website. Just go to: www.health-on-line.co.uk/members

Benefits

Add-on 1: Core Out-patient	All Yes No
Add-on 2: Enhanced Out-patient	All Yes No
Add-on 3: Full Out-patient	All Yes No
Add-on 4: Therapies	All Yes No
Add-on 5: Mental Health	All Yes No
Add-on 6: Extra Care	All Yes No
Add-on 7: Dentist and Optician Cashback	All Yes No
Add-on 8: Extra Cancer	All Yes No
Add-on 9: Annual Travel	All Yes No
Six Week Option	All Yes No
Private GP Cover	All Yes No

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Essentials cover - No annual maximum
Surgeon / Consultant / Specialist & Anaesthetists fees
	Essentials cover - No annual maximum
Physicians fees & diagnostic tests
	Essentials cover - No annual maximum
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Essentials cover - No annual maximum at a hospital listed in the directory of hospitals
Psychiatric treatment
Add-on 5: Mental Health - No	Not covered
Add-on 5: Mental Health - Yes	Add-on 5 - Mental Health Private hospital and day-patient unit fees for psychiatric treatment 3 Paid in full for up to 30 days a year Specialist fees for psychiatric treatment 3 No yearly limit so long as you use a Priority Health specialist
Six week option
Six Week Option - No	Not covered
Six Week Option - Yes	Six week rule - if the NHS can not provide treatment within six weeks after the date on which treatment should be undertaken then private treatment can be sort.
Key Facts - Out-patient Charges
Complementary medicine
Add-on 4: Therapies - No	Not covered
Add-on 4: Therapies - Yes	Add-on 4 - Therapies Combined overall limit £500 benefit per person pa for Physiotherapy, Osteopathy, Chiropractic treatment Up to an overall maximum of 10 sessions in a year when your GP refers you Further sessions (as long as we agree them first) when your specialist refers you
Diagnostic tests (excluding scans)
	Not covered
Add-on 1: Core Out-patient - Yes	Add-on 1 - Standard out-patient 2 Specialist consultations with full refund diagnostic test
Add-on 2: Enhanced Out-patient - Yes	Add-on 2 - Enhanced out-patient Paid from overall £1,000 annual out-patient limit
Add-on 3: Full Out-patient - Yes	Add-on 3 - Full out-patient No annual maximum for Specialist consultations and diagnostic tests
GP referred consultations
	Not covered
Add-on 1: Core Out-patient - Yes	Add-on 1 - Standard out-patient 2 Specialist consultations (combine overall number of consultation)
Add-on 2: Enhanced Out-patient - Yes	Add-on 2 - Enhanced out-patient Paid from overall £1,000 annual out-patient limit
Add-on 3: Full Out-patient - Yes	Add-on 3 - Full out-patient No annual maximum
Physiotherapy consultant referred
Add-on 4: Therapies - No	Not covered
Add-on 4: Therapies - Yes	Add-on 4 - Therapies Combined overall limit £500 benefit per person pa for Physiotherapy, Osteopathy, Chiropractic treatment Up to an overall maximum of 10 sessions in a year when your GP refers you Further sessions (as long as we agree them first) when your specialist refers you
Physiotherapy GP referred
Add-on 4: Therapies - No	Not covered
Add-on 4: Therapies - Yes	Add-on 4 - Therapies Combined overall limit £500 benefit per person pa for Physiotherapy, Osteopathy, Chiropractic treatment Up to an overall maximum of 10 sessions in a year when your GP refers you Further sessions (as long as we agree them first) when your specialist refers you
Psychiatric cover
Add-on 5: Mental Health - No	Not covered
Add-on 5: Mental Health - Yes	Add-on 5 - Mental Health A combined limit of £1,000 a year: Specialist consultations for psychiatric treatment Psychiatric treatment by psychologists and cognitive behavioural therapists
Radiotherapy / Chemotherapy
	Essentials cover Full refund (Biological therapies covered for 12 months)
Add-on 8: Extra Cancer - Yes	Add-on 8 - Extra Cancer cover • No time limit on biological therapies. • Provide hormone / biophosphate therapy during active treatment • Provide cover for experimental treatment agreed in advance in an ethically approved trial • Cover chemotherapy as well as radiotherapy for pain relief as well as maintenance
Scans - MRI / CT / PET
	Essential cover - Full refund for MRI, CT and PET scans if carried out at a scanning centre listed in the directory of hospitals
Surgical Procedures
	Essentials cover - Full refund for out-patient surgery
Key Facts - Additional Benefits
NHS cash benefit
	Essentials cover £50 a day up to £2,000 a year NHS cash benefit for radiotherapy/chemotherapy
Add-on 6: Extra Care - Yes	Add-on 6 - Extra Care benefits £50 per night (max £2,000 per person, per policy year under)
Nursing at home
Add-on 6: Extra Care - No	Not covered
Add-on 6: Extra Care - Yes	Add-on 6 - Extra Care benefits Full refund (for administration of intravenous cytoxic chemotherapy or intravenous antibiotics which would otherwise require the member to be admitted for in-patient or day-case treatment)
Parental accommodation
	Essentials cover - Full cover (child up to 16 years old)
Primary care
	Not covered
Private ambulance
	Essentials cover Full refund (Between hospitals in the UK)
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	Essentials cover - No annual maximum
Children covered
	21 years of age or 25 if still in full time education (or on marriage)
Chiropractors & Osteopaths
Add-on 4: Therapies - No	Not covered
Add-on 4: Therapies - Yes	Add-on 4 - Therapies Combined overall limit £500 benefit per person pa for Physiotherapy, Osteopathy, Chiropractic treatment Up to an overall maximum of 10 sessions in a year when your GP refers you Further sessions (as long as we agree them first) when your specialist refers you
Dental treatment
Add-on 6: Extra Care - Yes	Add-on 6 - Extra Care benefits No annual maximum for certain oral surgical procedures only
	Not covered
Add-on 7: Dentist and Optician Cashback - Yes	Add-on 7 - Dentist and Optician Cashback Benefit Dental: 80% of the costs up to £400 a year
GP minor surgery
	Not covered
GP Referred Chiropody, Podiatry or Homeopathy
	Not covered
Add-on 6: Extra Care - Yes	Add-on 6 - Extra Care benefits Up to £150 a year So long as your chiropodist or podiatrist is qualified. If you have an excess, you do not have to pay the excess if having this treatment
Hospice care cash benefit
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional cash benefit
Add-on 7: Dentist and Optician Cashback - No	Not covered
Add-on 7: Dentist and Optician Cashback - Yes	Add-on 7 - Dentist and Optician Cashback Benefit 80% of the cost of prescribed glasses and contact lenses, up to £200 a year Upto £25 a year for an eye test
Out of pocket expenses
	Not covered
Overseas cover
Add-on 9: Annual Travel - No	Not covered
Add-on 9: Annual Travel - Yes	Add-on 9 -Travel See the AXA PPP travel cover handbook for details of the benefits
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Not covered
Stress counselling helpline
	Essentials cover Health at Hand 24 hour health information and counselling
Transplants
	Not covered
Other benefits
	Hotel accommodation for one parent while a child is in hospital Up to £100 a night up to £500 a year
Private GP Cover - Yes	Private GP Cover Option Fees for visits to a private GP for consultations Up to £500 a year Doctor@Hand consultations Up to five consultations a year with a Doctor@Hand GP Access to a GP service for online, video or telephone consultations. You need to register for this service, please go to: health-on-line.co.uk/DAH

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Essentials cover - No annual maximum

Surgeon / Consultant / Specialist & Anaesthetists fees

Essentials cover - No annual maximum

Physicians fees & diagnostic tests

Essentials cover - No annual maximum

Cancer Treatment Costs - Chemotherapy / Radiotherapy

Essentials cover - No annual maximum at a hospital listed in the directory of hospitals

Psychiatric treatment

Add-on 5: Mental Health - No

Not covered

Add-on 5: Mental Health - Yes

Add-on 5 - Mental Health
Private hospital and day-patient unit fees for psychiatric treatment 3 Paid in full for up to 30 days a year
Specialist fees for psychiatric treatment 3 No yearly limit so long as you use a Priority Health specialist

Six week option

Six Week Option - No

Not covered

Six Week Option - Yes

Six week rule - if the NHS can not provide treatment within six weeks after the date on which treatment should be undertaken then private treatment can be sort.

Key Facts - Out-patient Charges

Complementary medicine

Add-on 4: Therapies - No

Not covered

Add-on 4: Therapies - Yes

Add-on 4 - Therapies
Combined overall limit £500 benefit per person pa for Physiotherapy, Osteopathy, Chiropractic treatment
Up to an overall maximum of 10 sessions in a year when your GP refers you
Further sessions (as long as we agree them first) when your specialist refers you

Diagnostic tests (excluding scans)

Not covered

Add-on 1: Core Out-patient - Yes

Add-on 1 - Standard out-patient
2 Specialist consultations with full refund diagnostic test

Add-on 2: Enhanced Out-patient - Yes

Add-on 2 - Enhanced out-patient
Paid from overall £1,000 annual out-patient limit

Add-on 3: Full Out-patient - Yes

Add-on 3 - Full out-patient
No annual maximum for Specialist consultations and diagnostic tests

GP referred consultations

Not covered

Add-on 1: Core Out-patient - Yes

Add-on 1 - Standard out-patient
2 Specialist consultations (combine overall number of consultation)

Add-on 2: Enhanced Out-patient - Yes

Add-on 2 - Enhanced out-patient
Paid from overall £1,000 annual out-patient limit

Add-on 3: Full Out-patient - Yes

Add-on 3 - Full out-patient
No annual maximum

Physiotherapy consultant referred

Add-on 4: Therapies - No

Not covered

Add-on 4: Therapies - Yes

Physiotherapy GP referred

Add-on 4: Therapies - No

Not covered

Add-on 4: Therapies - Yes

Psychiatric cover

Add-on 5: Mental Health - No

Not covered

Add-on 5: Mental Health - Yes

Add-on 5 - Mental Health
A combined limit of £1,000 a year:
Specialist consultations for psychiatric treatment
Psychiatric treatment by psychologists and cognitive behavioural therapists

Radiotherapy / Chemotherapy

Essentials cover
Full refund (Biological therapies covered for 12 months)

Add-on 8: Extra Cancer - Yes

Add-on 8 - Extra Cancer cover
• No time limit on biological therapies.
• Provide hormone / biophosphate therapy during active treatment
• Provide cover for experimental treatment agreed in advance in an ethically approved trial
• Cover chemotherapy as well as radiotherapy for pain relief as well as maintenance

Scans - MRI / CT / PET

Essential cover - Full refund for MRI, CT and PET scans if carried out at a scanning centre listed in the directory of hospitals

Surgical Procedures

Essentials cover - Full refund for out-patient surgery

Key Facts - Additional Benefits

NHS cash benefit

Essentials cover
£50 a day up to £2,000 a year NHS cash benefit for radiotherapy/chemotherapy

Add-on 6: Extra Care - Yes

Add-on 6 - Extra Care benefits
£50 per night (max £2,000 per person, per policy year under)

Nursing at home

Add-on 6: Extra Care - No

Not covered

Add-on 6: Extra Care - Yes

Add-on 6 - Extra Care benefits
Full refund (for administration of intravenous cytoxic chemotherapy or intravenous antibiotics which would otherwise require the member to be admitted for in-patient or day-case treatment)

Parental accommodation

Essentials cover - Full cover (child up to 16 years old)

Primary care

Not covered

Private ambulance

Essentials cover
Full refund (Between hospitals in the UK)

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

Essentials cover - No annual maximum

Children covered

21 years of age or 25 if still in full time education (or on marriage)

Chiropractors & Osteopaths

Add-on 4: Therapies - No

Not covered

Add-on 4: Therapies - Yes

Dental treatment

Add-on 6: Extra Care - Yes

Add-on 6 - Extra Care benefits
No annual maximum for certain oral surgical procedures only

Not covered

Add-on 7: Dentist and Optician Cashback - Yes

Add-on 7 - Dentist and Optician Cashback Benefit
Dental: 80% of the costs up to £400 a year

GP minor surgery

Not covered

GP Referred Chiropody, Podiatry or Homeopathy

Not covered

Add-on 6: Extra Care - Yes

Add-on 6 - Extra Care benefits
Up to £150 a year So long as your chiropodist or podiatrist is qualified. If you have an excess, you do not have to pay the excess if having this treatment

Hospice care cash benefit

Not covered

Infertility investigations

Not covered

Maternity cash benefit

Not covered

Optional cash benefit

Add-on 7: Dentist and Optician Cashback - No

Not covered

Add-on 7: Dentist and Optician Cashback - Yes

Add-on 7 - Dentist and Optician Cashback Benefit
80% of the cost of prescribed glasses and contact lenses, up to £200 a year
Upto £25 a year for an eye test

Out of pocket expenses

Not covered

Overseas cover

Add-on 9: Annual Travel - No

Not covered

Add-on 9: Annual Travel - Yes

Add-on 9 -Travel
See the AXA PPP travel cover handbook for details of the benefits

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Not covered

Stress counselling helpline

Essentials cover
Health at Hand 24 hour health information and counselling

Transplants

Not covered

Other benefits

Hotel accommodation for one parent while a child is in hospital
Up to £100 a night up to £500 a year

Private GP Cover - Yes

Private GP Cover Option
Fees for visits to a private GP for consultations Up to £500 a year
Doctor@Hand consultations Up to five consultations a year with a Doctor@Hand GP
Access to a GP service for online, video or telephone consultations. You need to register for this service, please go to: health-on-line.co.uk/DAH


Insurer & Benefits:	Insurers, Featured Insurers
Find a broker:	Find a Broker

ABOUT SSL CERTIFICATES