Insurer & Benefits | Find a broker | |||
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Key Facts - In-patient & Day Case Charges | |
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Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings | |
No annual maximum within your overall policy benefit allowance | |
Surgeon / Consultant / Specialist & Anaesthetists fees | |
No annual maximum within your overall policy benefit allowance | |
Physicians fees & diagnostic tests | |
No annual maximum within your overall policy benefit allowance | |
Cancer Treatment Costs - Chemotherapy / Radiotherapy | |
No annual maximum within your overall policy benefit allowance | |
Organ transplant | |
Reasonable costs for a live donor to donate an organ or tissue provided that operations are carried out simultaneously, donor is an immediate relative or both are members of AXA PPP International | |
Outside area of cover limit for USA / Canada | |
Up to ten weeks treatment in any year, up to a total of £30,000 : $48,000 : €38,250 | |
Prosthetic devices | |
Up to £3,500 : £5,600 : €4,450 for Spinal supports, knee braces and aircasts. | |
Psychiatric treatment | |
No annual maximum within your overall policy benefit allowance In-patient treatment 100 days maximum per lifetime | |
Key Facts - Out-patient Charges | |
Complementary medicine | |
35 complementary practitioner sessions | |
Diagnostic tests (excluding scans) | |
No annual maximum within your overall policy benefit allowance | |
GP referred consultations | |
No annual maximum within your overall policy benefit allowance. | |
Physiotherapy consultant referred | |
Paid in full up to a maximum of 35 sessions per year within your policy benefit allowance | |
Physiotherapy GP referred | |
Paid in full up to a maximum of 35 sessions per year within your policy benefit allowance | |
Psychiatric cover | |
Paid in full up to a maximum of 30 sessions per year within your policy benefit allowance. | |
Radiotherapy / Chemotherapy | |
No annual maximum within your overall policy benefit allowance | |
Scans - MRI / CT / PET | |
No annual maximum within your overall policy benefit allowance | |
Surgical Procedures | |
No annual maximum within your overall policy benefit allowance | |
Vaccinations administered by a medical practitioner | |
Up to £500 : $800 : €635 vaccinations and their administration by a medical practitioner or nurse. | |
Key Facts - Additional Benefits | |
Cash benefit if the treatment is received completely free of charge | |
Day-patient and out-patient radiotherapy and chemotherapy £150 : $240 : €190 per day (up to £5,000 : $8,000 : €6,000 per year) | |
£150 : $240 : €190 a night for admission for eligible in-patient treatment before midnight | |
Nursing at home | |
Paid in full up to 28 days a year whilst in your principal country of residence or within your area, for treatment provided at home or another clinically appropriate setting for the administration of intravenous chemotherapy for the treatment of cancer or intravenous antibiotics which otherwise would require you to be admitted for in-patient or day-patient treatment | |
Parental accommodation | |
Paid in full provided treatment is in your principal country of residence or within your area (staying with a child under 18 years old) Child must be covered by the policy | |
Private ambulance | |
Up to £700 : $1,120 : €890 each year to pay for a road ambulance, or reasonable costs for an air ambulance if appropriate, for emergency transport to or between hospitals, or when the medical practitioner says it is medically essential | |
Additional Benefits | |
24 Hour emergency helpline | |
1) Health at Hand telephone based information service. 2) Emergency evacuation or repatriation service. 3) Customer Services helpline available 24/7 |
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Accompanying relative travel & accomodation | |
The evacuation or repatriation service can cover reasonable and necessary transport and accommodation for a relative if the member is under 18 or it is appropriate for the medical condition. | |
AIDS / HIV treatment | |
Up to £40,000 : $64,000 : €51,000 pa for HIV/AIDS cover including antiretroviral treatment (ART) | |
Alcohol & drug abuse | |
No cover | |
Annual maximum limit | |
£3,000,000 : $4,800,000 : €3,825,000 pa | |
Children covered | |
Policyholder's unmarried children | |
Chinese medicine | |
Up to £100 : $160 : €125 per session for chinese herbal medicine. Up to a maximum of 15 sessions per year within your policy benefit allowance | |
Chiropractors & Osteopaths | |
No annual maximum within your overall policy benefit allowance. | |
Chronic conditions & palliative care | |
Treatment of an acute condition and ongoing, recurrent or long-term treatment of any chronic condition (subject to all other benefit limitations and exclusions on your policy) up to a maximum of 120 days per admission as an in-patient for any medical condition. Palliative care for any condition, paid in full for up to 30 days each year | |
Compassionate home visit | |
No cover | |
Cover for new born children | |
No cover | |
Cremation / burial or repatriation of remains | |
Paid in full for bringing the body back to a port or airport in principal country of residence or home country when arrangements are made by us | |
Dental treatment | |
Routine Dental Care - 80% of the costs incurred up to a maximum amount of £3,500 : $5,600 : €4,450 in a year Accidental damage to teeth - paid in full up to £10,000 : $16,000 : €12,750 for each year |
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Emergency medical evacuation & medical repatriation | |
Paid in full when arrangements made by us | |
Extended care facility | |
No cover | |
Health Screening | |
Up to £400 : $640 : €510 towards one health screen each year | |
Hormone replacement therapy | |
Hormone replacement therapy (HRT) only when it is medically indicated for the treatment of menopause resulting from medical intervention, when we will pay for the medical practitioner’s consultations and for the cost of the implants (but not patches or tablets). We will only pay benefits for a maximum of 18 months from the date of the medical intervention. | |
Infertility investigations | |
No cover | |
Maternity cash benefit | |
No cover | |
Overseas cover | |
Cover for in-patient or day-patient treatment of a medical condition. Up to 10 weeks out of area cover up to a total of £30,000 : $48,000 : €38,250 if you do not have the USA upgrade | |
Personal & total disability benefit | |
Up to £100,000 : $160,000 : €127,500 disability compensation cover | |
Policy excess | |
Five levels of optional excess of up to £2,000 : $3,200 : €2,550 per person per year. Excess does not apply to cash benefit, evacuation or repatriation service, dental care, radiotherapy and chemotherpay cash benefit and purchase of wigs | |
Pre-existing conditions | |
No cover unless joined on a medical history disregarded basis. | |
Pregnancy complications | |
we would consider treatment of the following: • ectopic pregnancy (where the foetus is growing outside the womb) • hydatidiform mole (abnormal cell growth in the womb) • retained placenta (afterbirth retained in the womb) • placenta praevia • eclampsia (a coma or seizure during pregnancy and following pre-eclampsia) • diabetes (if you have exclusions because of your past medical history which relate to diabetes, then you will not be covered for any treatment for diabetes during pregnancy) • post partum haemorrhage (heavy bleeding in the hours and days immediately after childbirth) • miscarriage requiring immediate surgical treatment • failure to progress in labour. |
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Presciption drugs, dressings and medicines | |
Paid in full within your policy benefit allowance | |
Rehabilitation | |
In-patient rehabilitation up to 28 days when an integral part of treatment - certain conditions apply, all cost are required to be pre authorisation. We will extend in-patient rehabilitation to a maximum of 180 days in cases of severe central nervous system damage caused by an external trauma. | |
Routine maternity cover | |
Paid in full up to £12,000 : $19,200 : €15,300 for In-patient or out-patient antenatal and postnatal consultations and delivery. 10 months eligibility. | |
Sight / vision benefit | |
Paid in full for one eye test each year plus up to £200 : $320 : €255 towards the cost of prescription spectacles and contact lenses | |
Stabilisation of acute chronic episode | |
Paid in full for ongoing, recurrent or long-term treatment of any chronic condition up to a maximum of 120 per admission as an in-patient for any medical condition | |
Other benefits | |
Kidney dialysis up to £75,000 : $120,000 : €95,625 pa. This is for ongoing dialysis in the case of chronic kidney failure. Plus kidney dialysis for up to the six weeks during preparation for kidney transplant | |
£150 : $240 : €190 pa towards the purchase of wigs during your active treatment of cancer MyGlobe offers easy access to a global provider search tool as well as country by country health and security updates Customer online allows members to view their policy and submit and view claims online Security hotline 24/7 telephone information service providing security intelligence to all members Personal Case Management For all members who are diagnosed with a serious illness, this service guarantees impartial advice on the most appropriate treatment plan. |
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International Travel Plan included | |
Ship to Shore - Yes
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Ship to shore cash benefit Covering the cost of emergency evacuation if one of our members falls seriously ill at sea. Up to £25,000 : $40,000 : €32,000 |
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