Bupa - BUPA by You

Treatment & Care
No Cover

Comprehensive 500
Up to your annual combined out-patient benefit limit of £500 applicable to out-patient treatment for eligible mental health treatment from a consultant or mental health and wellbeing therapist.

Comprehensive 1000
Up to your annual combined out-patient benefit limit of £1000 applicable to out-patient treatment for eligible mental health treatment from a consultant or mental health and wellbeing therapist.

Comprehensive
Paid in full for eligible mental health treatment from a consultant or mental health and wellbeing therapist.

Cancer Cover option
Paid in full for eligible treatment such as surgery, chemotherapy, radiotherapy and bone marrow and stem cell transplants.

NHS Cancer Cover Plus
Paid in full for when cancer treatment such as radiotherapy, chemotherapy or surgical operation you need to treat your cancer is not available to you under the NHS.

Treatment & Care
Diagnostic tests following treatment
Will pay the hospital or clinic charges for eligible tests in full, whilst you are being treated as an out-patient, day-patient or in-patient and within six months of the discharge date of your hospital treatment. Included in this are any charges for interpreting the results of your tests.

Comprehensive 500
Up to your annual combined out-patient benefit limit of £500 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 750
Up to your annual combined out-patient benefit limit of £750 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 1000
Up to your annual combined out-patient benefit limit of £1000 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive
Paid in full applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 500
Up to your annual combined out-patient benefit limit of £500 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 750
Up to your annual combined out-patient benefit limit of £750 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 1000
Up to your annual combined out-patient benefit limit of £1000 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive
Paid in full applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Treatment & Care
No Cover

Comprehensive 500
Up to your annual combined out-patient benefit limit of £500 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 750
Up to your annual combined out-patient benefit limit of £750 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 1000
Up to your annual combined out-patient benefit limit of £1000 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive
Paid in full applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 500
Up to your annual combined out-patient benefit limit of £500 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 750
Up to your annual combined out-patient benefit limit of £750 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive 1000
Up to your annual combined out-patient benefit limit of £1000 applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Comprehensive
Paid in full applicable for pre and post diagnostic consultations from a consultant for eligible treatment on your core health insurance, when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant).

Treatment & Care
Paid in full for eligible treatment on your core health insurance when you use a facility from your chosen Bupa network and a Bupa recognised consultant who agrees to charge within Bupa limits (a fee assured consultant)

Comprehensive 500
Up to your annual combined out-patient benefit limit of £500 applicable to out-patient treatment for eligible mental health treatment from a consultant or mental health and wellbeing therapist.

Comprehensive 750
Up to your annual combined out-patient benefit limit of £750 applicable to out-patient treatment for eligible mental health treatment from a consultant or mental health and wellbeing therapist.

Comprehensive 1000
Up to your annual combined out-patient benefit limit of £1000 for eligible mental health treatment from a consultant or mental health and wellbeing therapist.

Comprehensive
Paid in full for eligible mental health treatment from a consultant or mental health and wellbeing therapist.

Cancer Cover option
Paid in full for eligible treatment such as surgery, chemotherapy, radiotherapy and bone marrow and stem cell transplants.

NHS Cancer Cover Plus
Paid in full for when cancer treatment such as radiotherapy, chemotherapy or surgical operation you need to treat your cancer is not available to you under the NHS.

Treatment & Care - MRI, CT and PET scans
These are scans that your consultant may ask for to help them determine or inform your treatment. We will pay scanning facility charges for eligible MRI, CT and PET scans whilst you are being treated as an out-patient, day-patient or in-patient and within six months of the discharge date of your hospital treatment. Included in this are any charges for interpreting the results of your tests and scans

NHS Cash Benefit
For in-patient treatment, you will receive £50 per night. Up to 35 nights
NHS Cancer Cover Cash Benefit
- £100 for each night of in-patient stay that you receive radiotherapy, chemotherapy or a surgical operation;
- £100 for each day you receive radiotherapy in a hospital setting;
- £100 for each day you receive IV-chemotherapy and for each three-weekly interval of oral chemotherapy or part thereof;
- £100 on the day of your surgical operation.

NHS Cash Benefit
For in-patient treatment, you will receive £50 per night up to 35 nights per year.
NHS Cancer Cover Cash Benefit
- £100 for each night of in-patient stay that you receive radiotherapy, chemotherapy or a surgical operation;
- £100 for each day you receive radiotherapy in a hospital setting;
- £100 for each day you receive IV-chemotherapy and for each three-weekly interval of oral chemotherapy or part thereof;
- £100 on the day of your surgical operation.

Dental Cover 10

100% reimbursement for all NHS treatment charges for dental services: carried out in the UK by a dental professional: routine examination/check-up; X-rays; and scale and polish onsultations, including simple scale and polish and chronic periodontal treatment

100% reimbursement for all NHS treatment charges for dental treatment carried out in the UK by a dental professional: fillings (amalgam, composite anterior, composite posterior); root canal treatment; surgical treatment (extraction, surgical, extraction flap raised, apicectomy, incising of abscess, simple gingivectomy) crowns and bridges (inlay/onlay, veneer, full gold crown, porcelain crown, porcelain bonded to metal crown, bridge, adhesive bridge, cast post and core, prefabricated post and core, re-fix or re-cement of existing crown, re-cement of adhesive bridge, re-cement of any other bridge); dentures – acrylic/metal; partial/full; upper/lower (reline denture, addition of tooth, repair denture, occlusal splint); including anaesthetics fees.

100% reimbursement for all NHS treatment charges for temporary emergency dental treatment carried out in the UK by a dental professional, which is urgently required in order to alleviate pain, an inability to eat or any acute dental condition which presents an immediate and serious threat to general health: examinations; X-rays; extractions; root canal extirpation; initial relief treatment of dental or gingival infection; temporary filling, or provision of permanent filling if a temporary filling is not required; construction of temporary crown/bridge/veneer; recement of crown/inlay/bridge/veneer; temporary post and core, repair or replacement of orthodontic appliance; repair or adjustment to denture; other temporary emergency dental treatment as determined by the dentist.

100% reimbursement for all NHS treatment charges for Dental injury treatment that is carried out in the UK and is required as a result of an external impact.

Paid in full for Oral cancer treatment

Waiting periods apply:- Dental treatment and dental injury 4 months, Emergency dental treatment 14 days, Treatment for oral cancer 6 months

Dental Cover 20

Up to £150 each year dental services: carried out in the UK by a dental professional: routine examination/check-up; X-rays; and scale and polish onsultations, including simple scale and polish and chronic periodontal treatment

Up to 75% of your treatment costs to a total of £700 each year for dental treatment carried out in the UK by a dental professional: fillings (amalgam, composite anterior, composite posterior); root canal treatment; surgical treatment (extraction, surgical, extraction flap raised, apicectomy, incising of abscess, simple gingivectomy) crowns and bridges (inlay/onlay, veneer, full gold crown, porcelain crown, porcelain bonded to metal crown, bridge, adhesive bridge, cast post and core, prefabricated post and core, re-fix or re-cement of existing crown, re-cement of adhesive bridge, re-cement of any other bridge); dentures – acrylic/metal; partial/full; upper/lower (reline denture, addition of tooth, repair denture, occlusal splint); including anaesthetics fees.

Up to £600 per year for temporary emergency dental treatment carried out in the UK by a dental professional, which is urgently required in order to alleviate pain, an inability to eat or any acute dental condition which presents an immediate and serious threat to general health: examinations; X-rays; extractions; root canal extirpation; initial relief treatment of dental or gingival infection; temporary filling, or provision of permanent filling if a temporary filling is not required; construction of temporary crown/bridge/veneer; recement of crown/inlay/bridge/veneer; temporary post and core, repair or replacement of orthodontic appliance; repair or adjustment to denture; other temporary emergency dental treatment as determined by the dentist.

Up to £5,000 each year for dental injury treatment that is carried out in the UK and is required as a result of an external impact.

Paid in full for Oral cancer treatment

Waiting periods apply:- Dental treatment and dental injury 4 months, Emergency dental treatment 14 days, Treatment for oral cancer 6 months

Exception 1: We pay for eligible treatment of the following conditions:
* miscarriage or when the foetus has died and remains with the placenta in the womb
* still birth
* hydatidiform mole (abnormal cell growth in the womb)
* foetus growing outside the womb (ectopic pregnancy)
* heavy bleeding in the hours and days immediately after childbirth (post-partum haemorrhage)
* afterbirth left in the womb after delivery of the baby (retained placental membrane)
* complications following any of the above conditions
Exception 2: We may pay for the delivery of a baby by caesarean section only when the life of the member (mother) is in immediate danger or would be put at direct risk by vagina delivery. However, we need full clinical details from your consultant before we can give our decision.
Exception 3: We pay for eligible treatment of an acute condition of the member (mother) that relates to pregnancy or childbirth but only if all the following apply:
* the treatment is required due to a flare-up of the medical condition, and
* the treatment is likely to lead quickly to a complete recovery or to you being restored fully to your state of health prior to the flare-up of the condition without you needing to receive prolonged treatment.