IR - AXA health - Personal Health

AXA health - Personal Health

AXA PPP's Personal Health also features a range of options, including:

• Choice of Out-patient Options, offering unlimited or up to three specialist consultations a year
• Therapies Option - for out-patient treatment by physiotherapists, osteopaths and chiropractors
• Mental Health Option - for psychiatric treatment
• Dentist and Optician Cashback Option
• Extended Cover Option - with new benefits such as up to £500 per year for private GP consultations
• European or Worldwide Travel Cover Options.

The policy offers telephone access to information and guidance from AXA PPP's team of nurses, pharmacists, midwives and counsellors

Benefits

Options
Standard Out-patient Table	All Yes No
Full Out-patient Table	All Yes No
Therapies Table	All Yes No
Mental Health Table	All Yes No
Extended Cover option Table	All Yes No
Dentist and Optician Cashback	All Yes No
Comprehensive Cancer	All Yes No
Annual Travel	All Yes No

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Paid in full so long as you use a hospital or day-patient unit in your Directory of Hospitals
Surgeon / Consultant / Specialist & Anaesthetists fees
	Paid in full so long as you use a hospital or day-patient unit in your Directory of Hospitals
Physicians fees & diagnostic tests
	Paid in full so long as you use a hospital or day-patient unit in your Directory of Hospitals
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	Paid in full so long as you use a hospital or day-patient unit in your Directory of Hospitals
Psychiatric treatment
Mental Health Table - No	Not covered
Mental Health Table - Yes	Paid in full so long as you use a hospital or day-patient unit in your Directory of Hospitals
Six week option
	Not covered
Key Facts - Out-patient Charges
Complementary medicine
Therapies Table - No	Not covered
Therapies Table - Yes	No yearly limit (up to an overall max of 10 sessions in a year when your GP refers you for treatment with a complementary practitioner or Physiotherapist) Further sessions can be granted (as long as AXA agree them first) when your specialist refers you.
Diagnostic tests (excluding scans)
Standard Out-patient Table - Yes	Standard out-patient 3 Specialist consultations (combine overall number of consultation)
Full Out-patient Table - Yes	Add-on 3 - Full out-patient No annual maximum for Specialist consultations and diagnostic tests
GP referred consultations
Standard Out-patient Table - Yes	Standard out-patient 3 Specialist consultations (combine overall number of consultation)
Full Out-patient Table - Yes	Add-on 3 - Full out-patient No annual maximum
Physiotherapy consultant referred
Therapies Table - No	Not covered
Therapies Table - Yes	No yearly limit per person per policy (Max of 10 sessions of treatment a year for GP referred treatment with a complementary practitioner or Physiotherapist Chiropractors, Osteopathy) Any further treatment must be under the control of a Specialist
Physiotherapy GP referred
Therapies Table - No	Not covered
Therapies Table - Yes	No yearly limit per person per policy (Max of 10 sessions of treatment a year for GP referred treatment with a complementary practitioner or Physiotherapist Chiropractors, Osteopathy) Any further treatment must be under the control of a Specialist
Psychiatric cover
Mental Health Table - No	Not covered
Mental Health Table - Yes	No yearly limit for out-patient specialist consultations including psychologists and cognitive behavioural therapists
Radiotherapy / Chemotherapy
	Essentials cover Full refund (Biological therapies covered for 12 months)
Comprehensive Cancer - Yes	Comprehensive Cancer cover • No time limit on biological therapies. • Provide hormone / biophosphate therapy during active treatment • Provide cover for experimental treatment agreed in advance in an ethically approved trial • Cover chemotherapy as well as radiotherapy for pain relief as well as maintenance
Scans - MRI / CT / PET
	Full refund for MRI, CT and PET scans if carried out at a scanning centre listed in the directory of hospitals £50 cash benefit for CT, MRI, PET scans not in Directory
Surgical Procedures
	Full refund for out-patient surgery
Key Facts - Additional Benefits
NHS cash benefit
	£50 a day up to £2,000 a year NHS cash benefit for radiotherapy/chemotherapy
Nursing at home
	Full refund (for administration of intravenous cytoxic chemotherapy or intravenous antibiotics which would otherwise require the member to be admitted for in-patient or day-case treatment)
Parental accommodation
	Full cover (child up to 16 years old)
Private ambulance
	Paid in full If you are having private in-patient or day-patient treatment and it is medically necessary to use a road ambulance to transport you to another medical facility.
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	No annual maximum
Children covered
	No age limit is applied to dependents as they are independently priced. Any dependent on the main policy must be residing at the policy address.
Chiropractors & Osteopaths
Therapies Table - No	Not covered
Therapies Table - Yes	No yearly limit per person per policy (Max of 10 sessions of treatment a year for GP referred treatment with a complementary practitioner or Physiotherapist Chiropractors, Osteopathy) Any further treatment must be under the control of a Specialist
Dental treatment
	Not covered
Extended Cover option Table - Yes	Add-on 6 - Extra Care benefits No annual maximum for certain oral surgical procedures only
Dentist and Optician Cashback - Yes	Add-on 7 - Dentist and Optician Cashback Benefit Dental: 80% of the costs up to £400 a year
Hospice donation
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Not covered
Optional cash benefit
Dentist and Optician Cashback - No	Not covered
Dentist and Optician Cashback - Yes	Add-on 7 - Dentist and Optician Cashback Benefit * Dental care: 80% of the costs incurred will be paid, up to £400 each year * Optical cover: 80% of the costs incurred will be paid, up to £200 every years for prescribed spectacles and contact lenses needed to correct vision * Eye test: Up to £25 each year for an eye test
Out of pocket expenses
	Not covered
Overseas cover
Annual Travel - No	Not covered
Annual Travel - Yes	Add-on 9 -Travel See the AXA PPP travel cover handbook for details of the benefits
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Not covered
Transplants
	Not covered
Other benefits

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings