Home > General and Medical - Everyday Plus

General and Medical - Everyday Plus

Everyday Plus

Upgrade to Everyday Plus and you’ll get higher limits for out-patient benefits and more comprehensive cover for therapies and complementary medicine. More importantly, Everyday Plus provides in-patient cover for cardiovascular conditions and a higher level of cover for the treatment of cancer that increases for each of the first five years of your membership, if you don't make a claim for cancer.

Benefits

Key Facts - In-patient & Day Case Charges
Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings
	Full refund (in accordance with General and Medical fee guidelines)
Surgeon / Consultant / Specialist & Anaesthetists fees
	Full refund (in accordance with General and Medical fee guidelines)
Physicians fees & diagnostic tests
	Full refund (in accordance with General and Medical fee guidelines)
Cancer Treatment Costs - Chemotherapy / Radiotherapy
	£10,000, rolling up to £50,000 after 5 continuous years membership with no related claims
Psychiatric treatment
	Optional
Six week option
	Not available
Key Facts - Out-patient Charges
Complementary medicine
	£500 (Part of limit for subsequent consultations and diagnostics)
Diagnostic tests (excluding scans)
	£1,500
GP referred consultations
	Full refund (in accordance with General and Medical fee guidelines)
Physiotherapy consultant referred
	£500 per year
Physiotherapy GP referred
	£500 per year
Psychiatric cover
	Up to £1,000 per membership year
Radiotherapy / Chemotherapy
	Full refund (in accordance with General and Medical fee guidelines)
Scans - MRI / CT / PET
	Full refund (in accordance with General and Medical fee guidelines)
Surgical Procedures
	Full refund (in accordance with General and Medical fee guidelines)
Key Facts - Additional Benefits
NHS cash benefit
	£250 per night per person (£7,500 maximum pa)
Nursing at home
	£500 per year
Parental accommodation
	Up to 7 nights per in-patient stay, to a maximum of 30 nights or £500 per membership year
Private ambulance
	£500 per year
Additional Benefits
Alcohol & drug abuse
	Not covered
Annual maximum limit
	£1,000,000 pa
Children covered
	From 30 days after birth up to the age of 21 (or 25 if still in full time education)
Chiropractors & Osteopaths
	£500 (Part of limit for subsequent consultations and diagnostics)
Dental treatment
	Not covered
Hospice donation
	Not covered
Infertility investigations
	Not covered
Maternity cash benefit
	Complications of pregnancy (defined conditions only contact General & Medical for details)
Optional cash benefit
	Not covered
Out of pocket expenses
	Not covered
Overseas cover
	£1,000,000 per year (travel medical expenses cover only available outside UK)
Personal & total disability benefit
	Not covered
Post hospital recovery bonus
	Not covered
Pregnancy
	Complications of pregnancy (defined conditions only contact General & Medical for details)
Transplants
	Not covered
Other benefits
	Life Cash Benefit £1,000 Critical Illness Cash Benefit £1,000 Temporary Disablement Cash Benefit £100 Per month for upto 6 months Personal Accident Cash Benefit £1000

Key Facts - In-patient & Day Case Charges

Hospital accommodation charges including theatre fees, nursing costs, prosthesis, in-patient drugs & dressings

Full refund (in accordance with General and Medical fee guidelines)

Surgeon / Consultant / Specialist & Anaesthetists fees

Full refund (in accordance with General and Medical fee guidelines)

Physicians fees & diagnostic tests

Full refund (in accordance with General and Medical fee guidelines)

Cancer Treatment Costs - Chemotherapy / Radiotherapy

£10,000, rolling up to £50,000 after 5 continuous years membership with no related claims

Psychiatric treatment

Optional

Six week option

Not available

Key Facts - Out-patient Charges

Complementary medicine

£500 (Part of limit for subsequent consultations and diagnostics)

Diagnostic tests (excluding scans)

£1,500

GP referred consultations

Full refund (in accordance with General and Medical fee guidelines)

Physiotherapy consultant referred

£500 per year

Physiotherapy GP referred

£500 per year

Psychiatric cover

Up to £1,000 per membership year

Radiotherapy / Chemotherapy

Full refund (in accordance with General and Medical fee guidelines)

Scans - MRI / CT / PET

Full refund (in accordance with General and Medical fee guidelines)

Surgical Procedures

Full refund (in accordance with General and Medical fee guidelines)

Key Facts - Additional Benefits

NHS cash benefit

£250 per night per person (£7,500 maximum pa)

Nursing at home

£500 per year

Parental accommodation

Up to 7 nights per in-patient stay, to a maximum of 30 nights or £500 per membership year

Private ambulance

£500 per year

Additional Benefits

Alcohol & drug abuse

Not covered

Annual maximum limit

£1,000,000 pa

Children covered

From 30 days after birth up to the age of 21 (or 25 if still in full time education)

Chiropractors & Osteopaths

£500 (Part of limit for subsequent consultations and diagnostics)

Dental treatment

Not covered

Hospice donation

Not covered

Infertility investigations

Not covered

Maternity cash benefit

Complications of pregnancy (defined conditions only contact General & Medical for details)

Optional cash benefit

Not covered

Out of pocket expenses

Not covered

Overseas cover

£1,000,000 per year (travel medical expenses cover only available outside UK)

Personal & total disability benefit

Not covered

Post hospital recovery bonus

Not covered

Pregnancy

Complications of pregnancy (defined conditions only contact General & Medical for details)

Transplants

Not covered

Other benefits

Life Cash Benefit £1,000
Critical Illness Cash Benefit £1,000
Temporary Disablement Cash Benefit £100 Per month for upto 6 months
Personal Accident Cash Benefit £1000


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